Buy Car Insurance Policy Online in Delhi

Name: Car Insurance in Bangalore
Brand: Shriram General Insurance
Rating: 4.6 (1665 reviews)

Car Insurance in Delhi Overview

Delhi, India’s capital, is one of the largest cities in the country. With the city’s hectic traffic, and congested roads, the possibilities of accidents are greater. Insuring your car becomes essential to mitigate financial losses. Protecting your car with comprehensive coverage safeguards your financial liabilities. Read on as we explore all about car insurance in Delhi and the benefits of insuring your vehicle with Shriram.

Car Insurance Plans in Delhi

Here are the different types of car insurance plans in Delhi.

Own Damage (OD) Cover

Own Damage Cover is a type of insurance policy that covers damages to your car due to an accident and natural or man-made disasters. It also covers theft and fire. You also have the option to include suitable add-ons to increase the coverage. While this type of plan does not cover third-party liabilities, you can purchase the third-party insurance policy or the comprehensive insurance to include in your vehicle insurance.

Third-party Car Insurance Policy

Third-party Car Insurance Policy is an insurance policy that covers third-party liabilities, including damage to their property or vehicle. It also covers bodily injuries and death. The 3rd party insurance is mandatory to drive your car on Indian roads. Failure to insure your car with this type of policy invites traffic penalties.

Comprehensive Car Insurance Policy

Comprehensive Car Insurance Policy is a type of insurance policy that covers the damages to your car and third-party liabilities. It also covers theft, man-made and natural calamities. You can also include suitable add-ons to enhance the coverage.

Benefits of car insurance in Delhi

Here are some of the benefits of car insurance in Delhi.

Covers damages to your car

Comprehensive Insurance covers damages to your car caused due to an accident (external means), fire and theft. It also covers damages to your car due to natural calamities such as flooding, cyclones, and earthquakes, or man-made calamities such as riots, and strikes. The comprehensive insurance also covers you against third-party liabilities.

Third-party liability coverage

As per Indian law, it is mandatory to have third-party liability coverage for all vehicles. It provides coverage for any bodily injury or property damage caused to a third party due to an accident involving your car. This coverage ensures that you are financially protected from legal liabilities and lawsuits.

Additional benefits with add-ons

Shriram car insurance policies often come with add-ons that can enhance the coverage as per your requirements. These may include features like roadside assistance, zero depreciation, and motor protection. Such benefits add value to the policy and ensure comprehensive protection for your vehicle.

Covers damages to your car

Third-party liability coverage

Additional benefits with add-ons

How to Buy Car Insurance in Delhi
How to Renew Car Insurance in Delhi

Follow the steps below to purchase car insurance in Delhi.

Visit our website or mobile app (MySGI).

Provide your vehicle details.

Choose the car insurance plan and suitable add-ons (optional).

Pay the premium online and insure your car instantly.

Here are the steps to renew car insurance online.

Use MySGI app or visit our website .

Enter your car details.

Choose the insurance plan and suitable add-ons (optional).

Pay the car insurance premium online and receive your policy document instantly.

Types of Car Insurance Add-ons

Car insurance add-on covers play an important role in offering wider coverage for your vehicle. Here are the add-on covers for car insurance.

Zero Depreciation Cover

Zero Depreciation is also known as Nil Depreciation or bumper-to-bumper car insurance. You can purchase this add-on with the comprehensive insurance policy. It ensures that the depreciation amount calculated for parts is covered.

Daily Reimbursement Cover

Daily Reimbursement add-on covers the cost of using a private vehicle while your vehicle is being repaired. The maximum reimbursement amount shall be as per the terms and conditions stated in your policy.

Motor Protection Cover

In the case of a third-party liability, we shall provide you with an advocate to guide and defend you from the proceedings of the judicial magistrate and policy. With this add-on cover, you can be at peace of mind knowing your legal proceedings are taken care of.

Emergency Transport and Hotel Expenses Cover

In case your vehicle suffers a breakdown, the Emergency Transport and Hotel Expenses Cover provides alternative means of transport and stay.

Why Should You Choose Shriram for your car insurance?

Shriram is transforming the way you transact for your insurance needs. Here are some of the reasons why you should buy Shriram car insurance.

Single Online Platform: Our online platform lets you buy, renew and raise claims without any hassles.
Happy Customers: Shriram has over 60 lakh happy customers, emphasizing our penchant for offering the best.
Customer support: You can get in touch with our customer support through our toll free number for all queries regarding car insurance between 4.00 AM to 12.00 AM. We shall be glad to assist you.
Paperless transactions: You can buy, renew and register claims without filling in cumbersome paperwork. Simply upload soft copies of the documents to process your request.

How to Register Car Insurance Claim in Delhi?

Here are the steps to raise a car insurance claim in Delhi.

Step 01
Step 02
Step 03

Access your Shriram account via our Website or MySGI app.

Select the policy to raise the claim and answer a few queries about your claim.

Upload the soft copies of the requirements documents to submit your claim. Our customer care team shall get in touch with you to guide you with the required process. You can also call us on 1800-300-30000/1800-103-3009 to file the claim against your four-wheeler insurance policy. Our customer care team will guide you throughout the car insurance claim process.

Intimate Claim

Frequently Asked Questions (FAQs)

Here are the answers to some of the commonly asked questions about car insurance in Delhi.

How can I renew my Shriram car insurance policy online?

You can visit our website or download our MySGI mobile app to renew your car insurance policy online.

Which is the most affordable car insurance in Delhi?

The car insurance premium depends on multiple factors, including the make and model, year of manufacture, and location. You can use our MySGI mobile app or website to get car insurance quote for your vehicle.

Does Shriram allow the renewal of car insurance policies in Delhi?

You can renew your expired car insurance policy with Shriram in Delhi. You can also renew the lapsed policy of other insurers with Shriram.

How to check my car insurance policy details online?

You can visit our website or mobile app to access your account and check your car insurance policy details.

How much does car insurance cost in Delhi?

The car insurance cost in Delhi depends on your vehicle’s year of manufacture, make and model, Insured Declared Value, and location. You can get a car insurance quote in Delhi for your vehicle on our website or MySGI app.