Buy Car Insurance Policy Online in Bangalore

Car Insurance in Bangalore Overview

Bengaluru, popularly known as Bangalore, is renowned as the leading hub for information technology in India. Owning a car in a city like Bangalore can offer a great deal of convenience. The city's bustling traffic and busy streets could also expose vehicles to a higher risk of accidents. Getting a car insurance can be beneficial as it will safeguard you from heavy expenses that could be incurred from unfortunate incidents.Car insurance in Bangalore Read on as we delve into the different aspects of car insurance in Bangalore and the benefits of opting for Shriram car insurance.

Car Insurance Plans in Bangalore

Here are the car insurance plans offered by Shriram.

Third-party Car Insurance Policy

Third-party car insurance covers damage to third-party's property/vehicle as well as injury/death to a third-party. However, damages to your vehicle will not be covered under this policy.

Own Damage (OD) Cover

Own Damage covers damage to your car caused due to accidents, manmade or natural disasters. It also covers theft and fire. However, this policy will not cover third-party liabilities.

Comprehensive Car Insurance Policy

Under comprehensive car insurance, accidental damage to your car, vandalism and natural/manmade disasters are covered apart from coverage against theft. This policy provides coverage for your vehicle as well as third-party damages. You can also include suitable add-ons to enhance the coverage.

Benefits of Car Insurance in Bangalore

Getting Shriram car insurance in Bengaluru will have many benefits that are invaluable for car owners. In the event of an unfortunate accident, comprehensive insurance helps to cover the damages caused to your vehicle as well as the third-party damages. Here are the benefits of car insurance.

Accidental Damage Coverage

A comprehensive car insurance policy covers damage to your car caused by an accident (external means) or natural calamity such as flooding. The insurance company will also cover losses incurred by your car if it was stolen or damaged due to riots or strikes.

Third-Party Liability Coverage

Third-party car insurance covers the damages to a third-party's property and the bodily injury or death of a third party resulting from an accident caused by your insured car.

No Claim Bonuse

In the event that you have been careful and have not filed a claim on your policy, you are rewarded with the No Claim Bonus of up to 50% (If you don’t raise any claims for 5 consecutive years).

Covers the Cost of Expensive Repairs

Expenses associated with repair can be quite high if your car is involved in an accident. Comprehensive insurance can help offset these expenses.

How to Buy Car Insurance in Bangalore
How to Renew Car Insurance in Bangalore

Get car insurance in Bengaluru without any hassles. Insure your car with the below steps.

Visit the website/app (MySGI).

Fill out the vehicle details and proceed.

Select the right plan and add-ons.

Pay your premium online and receive your policy immediately.

Renew car insurance in Bengaluru hassle-free. You can renew your car insurance instantly by following these steps:

Visit our website/app (MySGI).

Fill out the required information about your vehicle and proceed.

Select the plan of your choice and add-ons.

Pay the renewal car insurance premium online and get your policy right away.

Types of Car Insurance Add-ons

Your car insurance policy can be enhanced with add-ons. Here are some add-ons you can choose from.

Zero Depreciation Cover

A vehicle part that has been damaged accidentally can be claimed at its full replacement cost. Under this add-on cover, there will be no deduction for depreciation on the replacement of the motor part.

Daily Reimbursement Cover

Daily Reimbursement Cover is an add-on that will refund your expenses for using a private car while your vehicle is being repaired, subject to the terms and conditions of the cover.

Motor Protection Cover

In the event of a motor accident to a third-party caused by your insured vehicle, you shall be provided with an advocate to represent you in police and judicial proceedings.

Return to Invoice Cover

If your car is stolen or damaged beyond repair during the policy period, the add-on offers coverage equal to the vehicle original invoice amount (original purchase price).

Personal Belongings Cover

Loss of personal belongings left in a locked insured vehicle is covered under this add-on cover.

Emergency Transport and Hotel Expenses Cover

In the event that your vehicle breaks down and you need emergency accommodation or alternative transportation, this add-on provides coverage for the cost of accommodation and alternative transport.

Key Replacement Cover

It is essential to have keys, but they can be misplaced or stolen. This is where the Key Replacement add-on can help you since it covers the replacement of the lost or damaged key.

Why You Should Choose Shriram for your Car Insurance?

Shriram is at the forefront in offering the best products and services for your car insurance needs. Here are some of the reasons why you should buy Shriram car insurance.

Quick Claim Intimation Process: Our online claim submission process is simple and easy to follow. Visit our website or mobile app to register your claim without any hassles.
Fast and Easy Renewal: Renew your car insurance online at the convenience of your home or office to save time.
Zero Paperwork: With a digital process, insurance policies can be purchased/renewed without hard copy. Instead, upload the soft copies to buy or renew your car insurance policy.
MySGI App: Under our single online platform, you can buy or renew car insurance through our mobile app at your convenience. You can also raise claims instantly.

How to Register Car Insurance Claim in Bangalore?

Here's how to raise a claim against your Shriram car insurance policy.

Step 01
Step 02
Step 03

Visit our website/app (MySGI) to access your Shriram account.

Choose the policy to raise the claim and answer a few questions about your car’s damages.

Upload the required soft copies of documents to register your claim.
To assist you with claim settlement, our customer service team will contact you.
Alternatively, you can also call us at 1800-300-30000/1800-103-3009 to raise the claim against your car insurance policy. Our customer service team will guide you throughout the car insurance claim process.

Intimate Claim

Frequently Asked Questions (FAQs)

Here are some of the commonly asked questions about car insurance in Bangalore.

What should I do in case of an accident that causes damage to my car in Bangalore?

In case of an accident, it is essential to first ensure the safety of all involved parties. Then contact us (website/app/call) to initiate the claims process.

Can I choose the coverage limits for my car insurance?

No, you cannot choose the coverage limit for your car insurance. However, you can select add-ons to enhance the coverage according to your needs.

Which insurance is better for an old car?

It is highly recommended that you purchase comprehensive car insurance for your old car since it provides all-round coverage for the vehicle.

Is it safe to buy car insurance online?

Yes, it is safe to buy car insurance online if the policy is authenticated by the IRDAI (Insurance Regulatory and Development Authority of India). You can buy a private car insurance online instantly by visiting the Shriram website or download the MySGI app.