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What is Zero Depreciation Add-on?

  • Zero Depreciation cover covers the full cost of repairs or replacement without considering depreciation. This ensures that the policy holder does not have to bear any additional expenses out of pocket
  • Zero depreciation cover is an add-on feature that can be included in a comprehensive Car Insurance policy in India
  • It offers full coverage for any damages or losses to the insured vehicle, without considering depreciation
  • It ensures that the policy holder can claim the full cost of any repairs or replacements required, without having to bear any depreciation costs
  • It may also have certain exclusions, such as damages due to driving under the influence of alcohol or drugs and others as mentioned in the policy document
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Benefits of Shriram Zero Depreciation Add-on Cover

Extensive Protection

Extensive Protection

The zero-depreciation add-on cover offers all-round coverage for your vehicle, including damage to the body, plastic, and rubber parts, without depreciation factoring in

Exempt from Additional Expenses

Exempt from Additional Expenses

The policyholder does not have to pay for the depreciation of the vehicle parts in case of an accident

Vehicle Durability

Vehicle Durability

A zero depreciation add-on cover ensures that the damaged parts of the vehicle are replaced or repaired as required, which increases the life of the vehicle

Frequently Asked Questions

Can I get zero depreciation Car Insurance after 2 years?

Yes. The policy holder can add zero depreciation coverage to the Car Insurance policy after the vehicle has been assessed by the insurance company

How can policy holders buy Zero Depreciation cover along with their Car Insurance?

Policy holders can buy Zero Depreciation cover as an add-on or rider to their basic Car Insurance policy. The cover is not included in the standard policy and must be added at the time of policy purchase or renewal

Is zero depreciation add-on different from Shriram Comprehensive Car Insurance?

A Comprehensive Car Insurance policy covers both third-party and own damages. Zero-depreciation cover is an optional coverage that can be purchased in addition to a comprehensive policy to avoid depreciation cost during a claim

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Shriram Car Insurance in Major Cities in India

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Delhi

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TN32TY6799

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