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Best Claim Settlement Awards 2022

Best Claim Settlement Awards 2022

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  • Overview
  • Features And Benefits
  • Types of Shriram Car Insurance
  • New Car Insurance
  • Used Car Insurance
  • Bumper to Bumper Car Insurance
  • Own Damage Car Insurance
  • Comprehensive Car Insurance
  • Third-Party Car Insurance
  • Calculate Premium
  • Save On Premium
  • Renewal Benefits
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  • NCB
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  • Deductibles
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  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
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  • FAQs
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What is Third-Party Car Insurance?

  • As per the Motor Vehicles Act, 1988 it is mandatory for all vehicles in India to have a Third-Party Car Insurance policy
  • Third-Party insurance covers the policy holder against any legal liabilities that may arise due to damages caused to a third-party, including bodily injuries, death and property damage
  • The premium amount for Third-Party Car Insurance is fixed by the Insurance Regulatory and Development Authority of India (IRDAI) and depends on the engine capacity of the vehicle
  • Third-Party insurance policies do not come with any add-ons. However, policy holders must opt for Compulsory Personal Accident cover, by paying an additional premium amount
  • If the insured vehicle causes “third-party” property damage, Shriram General Insurance Company will offer compensation up to Rs. 7,50,000/- in the case of private cars
  • Third-Party personal liability coverage will be provided to the insured as per the court orders
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What is Comprehensive Car Insurance?

Shriram Third-Party Car Insurance Claim Process

  • step 1
  • step 2
  • step 3
Register your Claim

Register your Claim

  • Register a claim online at the Shriram General Insurance website or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App

  • You will be contacted by our customer service team and guided throughout the Car Insurance claim process

Submission of Required Documents

Submission of Required Documents

  • Submission of the required documents (FIR copy, Registration certificate, duly signed claim form, goods receipt and other required documents) is mandatory to proceed with the claim process further

Verification and Claim Settlement

Verification and Claim Settlement

  • After receiving the documents, our dedicated surveying team will begin the validation process. Upon completion of the survey, the funds will be sent directly to the recipient

Shriram Third-Party Car Insurance Coverages

Benefits and Coverage Third-Party Insurance
Own-Damage to the car due to an accident teable_tick_icon
Own-Damage to the car due to fire teable_cross_icon
Own-Damage to the car due to natural calamities teable_cross_icon
Third-Party damage to the car teable_tick_icon
Third-Party damage to property teable_tick_icon
Compulsory Personal Accident Cover teable_tick_icon
Theft of the car teable_cross_icon
Cashless Claims teable_cross_icon
No Claim Bonus (NCB) teable_cross_icon
Riders/Add-ons teable_cross_icon

Frequently Asked Questions

What does Third-Party liability insurance cover?

Third-Party liability insurance covers damages or injuries caused to a third-party in an accident involving the insured car

Is Third-Party Car Insurance mandatory in India?

Yes, Third-Party Car Insurance is mandatory in India under the Motor Vehicles Act, 1988

What factors affect the Car Insurance premium in India?

The premium of Car Insurance in India depends on factors such as the make and model of the car, age of the car, engine capacity, geographical location and type of coverage and add-ons

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

what is the difference between toll and road tax

What Is the Difference Between Toll and Road Tax?

Posted on 2025-04-16 12:47:14

How is road tax different from toll tax? It all comes down to their objectives and payment methods. State governments in India levy road taxes at the time of vehicle registration as a one-time or recurring payment to fund road construction and maintenance. Toll charges are only applied while using specific highways, motorways, or bridges to assist in recouping the costs of constructing and operating these roads. Think of it this way: Road taxes work similarly to membership fees, providing access to all state roadways, regardless of whether you use them. Toll tax is a pay-as-you-go service, meaning you only pay when you use a particular road or bridge that needs additional investment. Knowing these taxes enables car owners to control spending and stay out of trouble with the law. Let us examine them in more detail.

EPF to NPS Online Transfer A Complete Guide

How to Transfer Your EPF Balance to NPS Seamlessly

Posted on 2025-04-16 10:09:07

Planning for retirement is one of the most fundamental elements of long-term financial stability. Two of the most favoured retirement savings plans in India are the National Pension System (NPS) and the Employees' Provident Fund (EPF). Considering their special benefits, many people are curious about the possibility of transferring money from EPF to NPS or vice versa. This article discusses the possibility of such a transfer, as well as the tax ramifications and legal procedures involved.

Eco Friendly Driving Reduce Your Cars Carbon Emissions

How Does Eco Friendly Driving Reduce Your Cars Carbon Emissions?

Posted on 2025-04-15 10:14:40

In India, where air pollution is becoming a major problem, following eco-friendly driving tips is not only a choice—it is a need. Transportation is a significant source of carbon emissions, and each automobile on the road contributes in some way. Although converting to alternative fuel cars is the best option, little adjustments to driving practices may still greatly impact fuel consumption and pollution reduction. From boosting fuel economy to properly maintaining your vehicle, this article provides practical strategies to drive more sustainably on Indian roads.

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Shriram Car Insurance in Major Cities in India

Delhi

Delhi

Chennai

Chennai

Mumbai

Mumbai

Ahmedabad

Ahmedabad

Gurgaon

Gurgaon

Bangalore

Bangalore

Agra

Agra

Bhopal

Bhopal

Pune

Pune

Indore

Indore

Jaipur

Jaipur

Dehradun

Dehradun

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Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

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Premium Amount

₹ 1326 +GST

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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