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Best Claim Settlement Awards 2022

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  • Overview
  • Features And Benefits
  • Types of Shriram Car Insurance
  • New Car Insurance
  • Used Car Insurance
  • Bumper to Bumper Car Insurance
  • Own Damage Car Insurance
  • Comprehensive Car Insurance
  • Third-Party Car Insurance
  • Calculate Premium
  • Save On Premium
  • Renewal Benefits
  • IDV
  • NCB
  • Zero Depreciation
  • Deductibles
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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What is Third-Party Car Insurance?

  • As per the Motor Vehicles Act, 1988 it is mandatory for all vehicles in India to have a Third-Party Car Insurance policy
  • Third-Party insurance covers the policy holder against any legal liabilities that may arise due to damages caused to a third-party, including bodily injuries, death and property damage
  • The premium amount for Third-Party Car Insurance is fixed by the Insurance Regulatory and Development Authority of India (IRDAI) and depends on the engine capacity of the vehicle
  • Third-Party insurance policies do not come with any add-ons. However, policy holders must opt for Compulsory Personal Accident cover, by paying an additional premium amount
  • If the insured vehicle causes “third-party” property damage, Shriram General Insurance Company will offer compensation up to Rs. 7,50,000/- in the case of private cars
  • Third-Party personal liability coverage will be provided to the insured as per the court orders
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What is Comprehensive Car Insurance?

Shriram Third-Party Car Insurance Claim Process

  • step 1
  • step 2
  • step 3
Register your Claim

Register your Claim

  • Register a claim online at the Shriram General Insurance website or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App

  • You will be contacted by our customer service team and guided throughout the Car Insurance claim process

Submission of Required Documents

Submission of Required Documents

  • Submission of the required documents (FIR copy, Registration certificate, duly signed claim form, goods receipt and other required documents) is mandatory to proceed with the claim process further

Verification and Claim Settlement

Verification and Claim Settlement

  • After receiving the documents, our dedicated surveying team will begin the validation process. Upon completion of the survey, the funds will be sent directly to the recipient

Shriram Third-Party Car Insurance Coverages

Benefits and Coverage Third-Party Insurance
Own-Damage to the car due to an accident teable_tick_icon
Own-Damage to the car due to fire teable_cross_icon
Own-Damage to the car due to natural calamities teable_cross_icon
Third-Party damage to the car teable_tick_icon
Third-Party damage to property teable_tick_icon
Compulsory Personal Accident Cover teable_tick_icon
Theft of the car teable_cross_icon
Cashless Claims teable_cross_icon
No Claim Bonus (NCB) teable_cross_icon
Riders/Add-ons teable_cross_icon

Frequently Asked Questions

What does Third-Party liability insurance cover?

Third-Party liability insurance covers damages or injuries caused to a third-party in an accident involving the insured car

Is Third-Party Car Insurance mandatory in India?

Yes, Third-Party Car Insurance is mandatory in India under the Motor Vehicles Act, 1988

What factors affect the Car Insurance premium in India?

The premium of Car Insurance in India depends on factors such as the make and model of the car, age of the car, engine capacity, geographical location and type of coverage and add-ons

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Blogs

Does Your Car Insurance Policy Cover Fire Damage?

Does Your Car Insurance Policy Cover Fire Damage?

Posted on 2025-02-28 12:46:27

When you think of Car Insurance, fire damage might not be the first thing that springs to mind. But it's crucial to comprehend the specifics of fire protection in your plan. This is particularly important in a location like India, where unexpected fires can be caused by a variety of factors, including weather, driving conditions, and even electrical problems. This blog will discuss whether Car Insurance covers fire damage, which types of policies do, and how to file a claim for an incident involving fire.

zero depreciation car insurance: myths vs facts

7 Common Myths About Zero Depreciation Cover Debunked

Posted on 2025-02-28 10:24:31

Car Insurance Policies come with an assortment of add-ons, each designed to improve coverage and lower out-of-pocket payments after a claim. One of the most preferred add-on options is the Zero Depreciation Cover. Nevertheless, there are several misconceptions regarding its coverage, functioning, and actual usefulness. To assist you in making an informed choice regarding your policy, this blog aims to dispel seven common misconceptions regarding Zero Depreciation Cover in Car Insurance.

test driving a car: do you need insurance?

Test Driving a Car: Do You Need Insurance?

Posted on 2025-02-28 09:55:49

An exciting part of the car-buying process is test-driving a car. It enables you to try out the car, feel its comfort, and evaluate its performance. But what would happen if a test drive ended in an accident? Who has to be accountable for the damages? It is essential to understand test driving Car Insurance to make sure you are sufficiently covered. Although test drive Car Insurance in India is usually handled by dealerships and individual sellers, there are still a few things that consumers should know before they get behind the wheel.

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Shriram Car Insurance in Major Cities in India

Delhi

Delhi

Chennai

Chennai

Mumbai

Mumbai

Ahmedabad

Ahmedabad

Gurgaon

Gurgaon

Bangalore

Bangalore

Agra

Agra

Bhopal

Bhopal

Pune

Pune

Indore

Indore

Jaipur

Jaipur

Dehradun

Dehradun

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Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

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Premium Amount

₹ 1326 +GST

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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