Gray-Image
24*7 Claim Notifications

24*7 Claim Notifications

Almost 100% Paperless

Almost 100% Paperless

Best Claim Settlement Awards 2022

Best Claim Settlement Awards 2022

previous
  • Overview
  • Features And Benefits
  • Types of Shriram Car Insurance
  • New Car Insurance
  • Used Car Insurance
  • Bumper to Bumper Car Insurance
  • Own Damage Car Insurance
  • Comprehensive Car Insurance
  • Third-Party Car Insurance
  • Calculate Premium
  • Save On Premium
  • Renewal Benefits
  • IDV
  • NCB
  • Zero Depreciation
  • Deductibles
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
next

What is Third-Party Car Insurance?

  • As per the Motor Vehicles Act, 1988 it is mandatory for all vehicles in India to have a Third-Party Car Insurance policy
  • Third-Party insurance covers the policy holder against any legal liabilities that may arise due to damages caused to a third-party, including bodily injuries, death and property damage
  • The premium amount for Third-Party Car Insurance is fixed by the Insurance Regulatory and Development Authority of India (IRDAI) and depends on the engine capacity of the vehicle
  • Third-Party insurance policies do not come with any add-ons. However, policy holders must opt for Compulsory Personal Accident cover, by paying an additional premium amount
  • If the insured vehicle causes “third-party” property damage, Shriram General Insurance Company will offer compensation up to Rs. 7,50,000/- in the case of private cars
  • Third-Party personal liability coverage will be provided to the insured as per the court orders
Read More
What is Comprehensive Car Insurance?

Shriram Third-Party Car Insurance Claim Process

  • step 1
  • step 2
  • step 3
Register your Claim

Register your Claim

  • Register a claim online at the Shriram General Insurance website or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App

  • You will be contacted by our customer service team and guided throughout the Car Insurance claim process

Submission of Required Documents

Submission of Required Documents

  • Submission of the required documents (FIR copy, Registration certificate, duly signed claim form, goods receipt and other required documents) is mandatory to proceed with the claim process further

Verification and Claim Settlement

Verification and Claim Settlement

  • After receiving the documents, our dedicated surveying team will begin the validation process. Upon completion of the survey, the funds will be sent directly to the recipient

Shriram Third-Party Car Insurance Coverages

Benefits and Coverage Third-Party Insurance
Own-Damage to the car due to an accident teable_tick_icon
Own-Damage to the car due to fire teable_cross_icon
Own-Damage to the car due to natural calamities teable_cross_icon
Third-Party damage to the car teable_tick_icon
Third-Party damage to property teable_tick_icon
Compulsory Personal Accident Cover teable_tick_icon
Theft of the car teable_cross_icon
Cashless Claims teable_cross_icon
No Claim Bonus (NCB) teable_cross_icon
Riders/Add-ons teable_cross_icon

Frequently Asked Questions

What does Third-Party liability insurance cover?

Third-Party liability insurance covers damages or injuries caused to a third-party in an accident involving the insured car

Is Third-Party Car Insurance mandatory in India?

Yes, Third-Party Car Insurance is mandatory in India under the Motor Vehicles Act, 1988

What factors affect the Car Insurance premium in India?

The premium of Car Insurance in India depends on factors such as the make and model of the car, age of the car, engine capacity, geographical location and type of coverage and add-ons

What our customers say ?

4.6

1665+ Customer Ratings

View all
customer

Mohammed Salahuddin

customer

RAMKANT SHARMA

customer

RAM ASREY RATNAKER

customer

NAUSHAD AHAMAD

customer

KUNCHAM NIKHIL KUMAR

left-arrowright-arrow
Quote

Blogs

Car Insurance Tax Deduction in India

Car Insurance Tax Deduction in India Explained

Posted on 2025-01-21 05:12:16

Having Car Insurance is crucial for safeguarding both your car and yourself from unanticipated circumstances. A common question among car owners, however, is "Is Car Insurance tax deductible in India?" How you operate your car and the circumstances surrounding your premium claim will determine the answer you receive to this question. For the benefit of car owners, this blog delves deeply into the technicalities of Car Insurance and tax advantages in India.

cdw insurance

Collision Damage Waiver or Car Insurance: The Right Choice for Rental Cars

Posted on 2025-01-20 05:57:24

When you hire a car, you will probably come across the phrase collision damage waiver (CDW). Although it can seem like simply more insurance jargon, knowing its function can help you avoid unforeseen expenses and make wiser decisions. In this article, we will look at what CDW is, how it varies from other forms of insurance, and why it may be necessary for your rental vehicle experience.

Car Insurance Policy Cancellation

Everything You Should Know About Car Insurance Policy Cancellation

Posted on 2025-01-17 12:31:09

Car Insurance Policy cancellation in India is a fairly straightforward procedure that enables policyholders to end their coverage without waiting for it to expire. If you're selling your car, changing insurance companies, or just not happy with your current coverage, knowing how to cancel your policy will help you avoid problems and financial loss. This blog will cover everything you need to know about cancelling your Car Insurance, including the procedure, key factors to consider, and reasons to do so.

View all

Shriram Car Insurance in Major Cities in India

Delhi

Delhi

Chennai

Chennai

Mumbai

Mumbai

Ahmedabad

Ahmedabad

Gurgaon

Gurgaon

Bangalore

Bangalore

Agra

Agra

Bhopal

Bhopal

Pune

Pune

Indore

Indore

Jaipur

Jaipur

Dehradun

Dehradun

View all
Your Recent Quoteclose
vehicle

Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

Benefits Covered

Premium Amount

₹ 1326 +GST

Generate a quick quote

Generate a quick quote in seconds

Get a Quote
24x7 Claim

24x7 Claim
Notifications

Best Claim

Best Claim
Settlement Award

4.2

Customer Rating

16938+ Customer Ratings

Quick renewal Quick renewal
bimabharosa
Back to TopBack to top of the pageBack to top of the page

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Terms and Conditions |Refund and Cancellation© 2023 Shriram General Insurance. All rights reserved.