Maruti Suzuki Alto Car Insurance
Peace of mind for your car and wallet – Shriram Car Insurance.
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Maruti Suzuki Alto Car Insurance Overview
The Maruti Suzuki Alto is a popular hatchback that offers a balance of style, comfort, and affordability. The compact car is known for its impressive features as well as its outstanding performance on the road. A Alto purchase should also be accompanied by comprehensive car insurance to ensure peace of mind on every journey.
Maruti Suzuki Alto: Key Features
Maruti Suzuki is known for producing budget-friendly and fuel-economy cars. The car is compact and easy to drive. The key features of Alto 800 are
Maruti Suzuki Alto Specifications
Maruti Suzuki Alto technical Specifications are listed below
| Specification | Details |
|---|---|
| Engine | 796 cc |
| Power | 40.36 bhp/47.3 bhp |
| Torque | 60 Nm @ 3500 rpm |
| Transmission | 5-speed manual |
| Fuel Type | Petrol and CNG options |
| Fuel Tank Capacity | 35 litres |
| Mileage | 22.05 to 31.59 km/kg (depending on fuel type) |
| Seating Capacity | 4 -5 person |
| Body type | Micro Car |
Maruti Suzuki Alto Car Insurance Coverages
- What is Covered?
- What is not Covered?
Shriram Car Insurance provides Comprehensive Insurance for your Alto 800 car. The coverages provided are listed below.
Accidental Damages
Third-Party Damages (Compensation for death or injury)
Theft of the insured vehicle
Damages caused by natural calamities like floods, storms, hurricanes and earthquakes will be covered to the insured car.
Man-made calamities like strikes and riots will be covered.
Fire damages to the insured car will be covered
Apart from the above-listed damages, you can also choose from the wide-range riders like Road Side Assistance, Personal Belongings Cover, Key Replacement Cover, Zero Depreciation, Consumables Cover, Motor Protection Cover and Engine Protector Cover.
Alto Car Insurance will not provide coverage for the following damages
Driving the insured car without a valid driving licence.
Regular wear and tear of the insured vehicle
Driving the vehicle without a valid Car Insurance
Driving the insured car under the influence of alcohol
Claims initiated for add-ons that have not been opted for
Fire damages to the insured car will be covered
Electric or mechanical failure
Maruti Suzuki Alto Price and Variants
The Maruti Suzuki Alto and its different variants are tabulated below
| Variant | Price (Ex-Showroom) |
|---|---|
| STD Optional | ₹3.54 Lakhs |
| LXI Optional | ₹4.23 Lakhs |
| VXI | ₹4.43 Lakhs |
| VXI Plus | ₹4.35 Lakhs |
| LXI CNG Optional | ₹5.13 Lakhs |
How to Buy and Renew Maruti Suzuki Alto Car Insurance
- Buy Maruti Suzuki Alto Car Insurance online
- Renew Maruti Suzuki Alto Car Insurance online
Buy your Maruti Suzuki Alto car insurance online without hassle. Follow the short steps listed below to buy car insurance online:
Visit our official website at www.shriramgi.com or log in to MySGI mobile app.
Provide the necessary information and follow the process.
Select the ideal car insurance plan and add-ons (optional).
Make the payment online to receive your policy instantly.
Follow these step-by-step instructions to renew your Maruti Suzuki Alto car insurance online:
Visit the Shriram General Insurance website at www.shriramgi.com or mobile app (MySGI).
Provide details of your Maruti Suzuki Alto and continue to the next step in the process.
Select the ideal coverage and opt for add-ons (if necessary).
Pay the premium online for instant policy renewal.
Types of Maruti Suzuki Alto Car Insurance
Here are the types of car insurance policies offered by Shriram General Insurance.
Comprehensive Car Insurance Policy
With the comprehensive car insurance plan , you can enjoy all-inclusive protection for your Maruti Suzuki Alto. It covers damages from accidents, theft, natural disasters, fire, and third-party liability. Additionally, it includes a Compulsory Personal Accident (CPA) cover, ensuring comprehensive financial security for you and your vehicle.
Third-Party Insurance Policy
As a mandatory coverage, the third-party Maruti Suzuki Alto insurance policy coverages safeguard you from financial and legal liabilities arising from injuries or property damage to third-party coverage. It offers compensation for third-party property damages, providing essential peace of mind while your car is on the road.
Own Damage Cover
Own Damage (OD) provides coverage against accidental damages and against risks due to unforeseen events such as theft, natural disasters, and man-made calamities. You can purchase OD insurance along with your third-party Shriram General insurance Private Motor Car policy at an additional rate, ensuring complete coverage for your vehicle. Alternatively, you can opt for a standalone OD-only cover car insurance policy if you already have third-party (TP) liability car insurance.
Maruti Suzuki Alto Variants Car Insurance Premium Price
When it comes to insuring your Maruti Suzuki Alto, Shriram General Insurance offers competitive premium prices to help you keep your vehicle protected. Below is a table showing the insurance premium prices for various Maruti Alto variants:
Popular Maruti Suzuki Alto Car Insurance Add-Ons
Here are the add-on covers you can purchase along with comprehensive car insurance or Own Damage cover.
Daily Reimbursement Cover
With the Daily Reimbursement add-on, get reimbursed for hiring a private vehicle while yours is being fixed. Our motor insurance policy guidelines specify the maximum reimbursement amount and time period, ensuring you stay on the move hassle-free.
Motor Protection Cover
Drive confidently, secure in the knowledge that you have a legal advocate by your side. In the event of a motor accident involving your insured vehicle, the Shriram General Insurance Private Motor Car policy provisions allow us to assign an advocate to guide and defend you during police and judicial proceedings, offering you the necessary support and representation.
Personal Belongings Cover
Protect your personal belongings with this thoughtful add-on. In case of theft or loss from a locked vehicle, you can claim the value of your personal belongings. Safeguard your possessions and enjoy enhanced peace of mind while on the go.
Emergency Transport & Hotel Expenses Reimbursement Cover
This add-on provides coverage for emergency accommodation and alternative transportation if your vehicle breaks down.
Key Replacement Cover
Losing or having your keys stolen can be inconvenient, but with the Key Replacement add-on, you can quickly have the issue resolved. Get your keys replaced, saving you time and providing added convenience at an affordable additional cost.
Maruti Suzuki Alto Car Insurance Claim Process Online
Registering a claim online for your Maruti Suzuki Alto car insurance is seamless and effortless with Shriram General Insurance. Follow these steps to initiate your claim
- Step 1
- Step 2
- Step 3
Visit our official website at www.shriramgi.com or download the MySGI app to access your Shriram account.
Select the policy to raise the Maruti Suzuki Alto car insurance claim online and submit details about the damages.
Upload the necessary soft copies of documents for quick claim registration.
Our customer support team will guide you throughout the process, ensuring a smooth settlement. We make the claim experience hassle-free.Alternatively, you can also file a claim by contacting us at 1800-300-30000/1800-103-3009. A representative from our customer service department will guide you through the claims process.
How to Download Maruti Suzuki Alto Car Insurance Policy
Follow these steps to download your car insurance policy:
Step 01
Visit our official website at www.shriramgi.com or download the MySGI app.
Step 02
Log in to your Shriram account and choose the relevant policy.
Why Should You Buy Maruti Suzuki Alto Car Insurance from SGI?
If you are considering insuring your Maruti Suzuki Alto, look no further than Shriram General Insurance. Here are some benefits that make us the ideal choice for your Maruti Alto car insurance:
Comprehensive Coverage
- Shriram General Insurance offers a comprehensive car insurance policy that includes coverage for third-party liabilities and own damage cover, ensuring all-around protection for your Maruti Suzuki Alto. You also have the option to include suitable add-on covers to enhance the cover.
Hassle-free Claim Initiation Process
- With Shriram General Insurance, you can experience a smooth and hassle-free claim initiation process. You can register your claim through our website at www.shriramgi.com or MySGI app instantly.
Add-on Benefits
- Enhance your Maruti Suzuki Alto car insurance with a range of valuable add-ons like zero depreciation cover , daily reimbursement, and more, providing tailored protection to suit your specific needs.
Competitive Premiums
- Shriram General Insurance offers highly competitive premium rates, ensuring that you get value for your money without compromising on coverage.
Robust Customer Service
- At Shriram General Insurance, we prioritise our customers and provide personalised user experiences, making it easier for you to buy, renew, or claim your car insurance effortlessly.
Frequently Asked Questions (FAQs)
Here are some frequently asked questions about Maruti Suzuki Alto car insurance, along with their detailed answers.
What is the cost of Maruti Alto Third Party Insurance price?
The Third-Party Car Insurance rates are decided by the IRDAI (Insurance Regulatory and Development Authority of India). The rates will be revised every year, taking into consideration certain factors like cubic capacity and the zone of residence.
How much does Maruti Alto Car Insurance cost?
The cost of the insurance will depend on factors like the model of the Maruti Alto car and the type of insurance.
What are the documents required to insure a Maruti Alto Car with Shriram Car Insurance?
Specification Details
Engine 796 cc
Power 40.36 bhp/47.3 bhp
Torque 60 Nm @ 3500 rpm
Transmission 5-speed manual
Fuel Type Petrol and CNG options
Fuel Tank Capacity 35 ptres
Mileage 22.05 to 31.59 km/kg (depending on fuel type)
Seating Capacity 4 -5 person
Body type Micro Car
You can insure your Alto Car onpne with Shriram Car Insurance. The details and documents required are
- Car registration number
- Date of registration
- Car manufacturer
- Mobile number
- Email ID and
- Address
Is Third-Party Car Insurance sufficient for Alto Car?
According to the Motor Vehicle Act of 1988, Third-Party Car Insurance is mandatory. However, insuring your Alto Car with Comprehensive Insurance will provide complete protection. Additionally, with Comprehensive Car Insurance you can customise your add-ons.
