Buy Car Insurance Policy Online in Chandigarh- Save up to 90%

Name: Car Insurance in chandigarh
Brand: Shriram General Insurance
Rating: 4.6 (1665 reviews)

Car Insurance in Chandigarh Overview

A bustling center of Punjab and Haryana, Chandigarh's dynamic streets reflect a vibrant fusion of cultures. However, with the city's ceaseless movement, safeguarding your vehicle becomes necessary. It is important to obtain car insurance in Chandigarh to safeguard yourself against unforeseen financial implications. This article examines the intricacies of Chandigarh's car insurance landscape, exploring the most reliable policies to ensure the safety of your prized possession during your journey through the city's modern wonders.

Car Insurance Plans in Chandigarh

Here are the types of car insurance plans in Chandigarh

Comprehensive Car Insurance Policy

A comprehensive car insurance policy protects both your car and third parties against accidental damage. It also covers bodily injuries and loss of life of a third-party. It covers theft and damage to your vehicle resulting from natural or man-made disasters. The coverage can also be enhanced with suitable add-on covers.

Third-Party Car Insurance Policy

The third-party car insurance protects you from third-party liability, such as damage to a third party's property or vehicle, or injuries or death of a third party.

Own Damage (OD) Cover

Own Damage coverage protects your vehicle from damage caused by accidents, natural disasters, and man-made disasters. Additionally, it provides coverage against theft and fire. It is also possible to purchase add-ons to enhance your cover. Please note third-party liability is not covered by this plan.

Benefits of Car Insurance in Chandigarh

When it comes to car insurance, Chandigarh drivers can take advantage of a wide variety of benefits. In Chandigarh, traffic is heavy, and there are possibilities of accidents on the roads. Incidents of theft are also a possibility. Drivers in this city need car insurance in order to protect themselves against various risks. Some of the key benefits of car insurance in Chandigarh are

Online Platform

A single platform (Website/MySGI app) allows you to purchase, renew, and raise claims online.

Cashless Garage Network

Shriram's cashless garage network is present throughout the country. You can get your vehicle repaired without incurring an upfront fee when you choose to repair your car at our one of cashless garages. During the claim process, this will save time and effort.

Coverage for Accidental Damage

In a comprehensive insurance policy, you are covered if your car is damaged by an external force (such as an accident) or a natural calamity (such as flooding). Your insurance company will also cover losses incurred by your car if it is stolen or damaged as a result of riots or strikes.

No Claim Bonus

It is possible to receive a No Claim Bonus of up to 50% if you have remained prudent and have not made a claim on your policy over a period of five years.

How to Buy Car Insurance in Chandigarh
How to Renew Car Insurance in Chandigarh

Car insurance in Chandigarh can be obtained without any hassles. Follow the steps below to insure your vehicle.

Visit the official website or download MySGI app.

Enter your vehicle details and proceed further.

Choose the right plan and add-ons (if necessary).

Upon payment of your premium, your policy will be emailed to you immediately.

Get hassle-free car insurance renewals in Chandigarh. Follow these steps to renew your car insurance instantly:

You can visit our official website or download MySGI app.

Proceed to fill out the required information about your vehicle.

Choose the plan and add-ons of your choice.

Pay the renewal car insurance premium online and receive your policy within a few days.

Types of Car Insurance Add-ons

Several add-ons that you can purchase with your car insurance policy are available. The following are some car insurance add-on covers you may choose from.

Zero Depreciation Cover

The comprehensive car insurance considers depreciation while settling claims. However, this add-on covers the depreciation factor if a motor part in your vehicle is damaged as a result of an accident, with the exception of any deductible.

Daily Reimbursement Cover

With Daily Reimbursement add-on cover, you will be able to use a private vehicle while your own vehicle is being repaired. There is a maximum reimbursement amount and a time period specified in the motor insurance policy.

Personal Belongings Cover

A Personal Belongings add-on provides coverage for the loss of personal belongings in a locked vehicle. You will be able to protect your personal belongings despite having to pay an additional premium.

Emergency Transport & Hotel Expenses Reimbursement Cover

In the event of a breakdown, the Emergency Transport and Hotel Expenses Reimbursement add-on provides coverage for the cost of alternative transportation and accommodation.

Key Replacement Cover

If you lose or damage the keys of your insured car, Key Replacement Coverage will protect you against the financial implications of replacement or repair of your car key.

Motor Protection Cover

In case of any motor accident while using the insured vehicle, we shall provide an advocate to help defen you from police and proceedings in the court of judicial magistrate.

Consumables Cover

Under this add-on, we shall cover the cost of consumables needed to be repaired or replaced during the repair of your insured vehicle.

Roadside Assistance Cover

The add-on coverage for roadside assistance via an authorised vendor in case of a breakdown of your insured car, including fuel, battery backup, repair of flat tyres, and loss of vehicle key.

Why Should You Choose Shriram for Your Car Insurance?

Shriram General Insurance makes it easy to purchase, renew, and claim. A digital insurance customer journey is designed to make insurance affordable and accessible to all. Here are a few reasons why you should purchase Shriram car insurance :

Digital Process: You will be able to purchase, renew, and register claims without having to fill out a lot of paperwork. Your request can be processed by uploading soft copies of the documents.
Large Network of Cashless Garages: In Shriram's cashless garage networks, you are able to have your vehicle repaired at no upfront cost. This will save time and effort during the claims process.
Online Platform: You can purchase, renew, and raise claims online through a single platform (Website/MySGI app).
Support: You may contact our customer support department if you have any questions regarding car insurance. Any assistance we can provide will be greatly appreciated.

How to Register Car Insurance Claims in Chandigarh?

The following steps should be followed in order to make a claim with Shriram General Insurance in Chandigarh

Step 01
Step 02
Step 03

Use the Shriram website or MySGI app to access your account.

Choose your insurance policy and answer a few questions.

To submit your claim, you must upload soft copies of the required documents.

Our customer support team will contact you to assist you with the settlement of your claim.

In order to make a claim on your car insurance policy, you may also call 1800-300-30000/1800-103-3009. Our customer service department will guide you throughout the claims process.

Intimate Claim

Frequently Asked Questions (FAQs)

Here are some of the common questions about car insurance in Chandigarh.

Can you buy car insurance online safely?

Yes, it is safe to purchase car insurance online as long as the policy is authenticated by the IRDAI (Insurance Regulatory and Development Authority). Visit Shriram's website or download the MySGI app to purchase a private car insurance online instantly.

In Chandigarh, can I choose between basic and comprehensive car insurance?

Yes, you can choose between the two types of insurance plans. However, consider buying comprehensive car insurance. It covers your legal responsibility to others and pays for damages to your vehicle caused by theft, fire, and accidents.

Is purchasing add-ons a wise decision?

Absolutely! While add-ons cost extra, their utility cannot be ignored. You will likely save more money than the amount spent on buying them, as they significantly enhance your insurance cover.

Are cashless claims available for car repairs in Chandigarh with Shriram General Insurance?

Yes, of course! Shriram General Insurance offers cashless claims for car repairs in Chandigarh. You can find a garage in our network that can repair your vehicle without having to pay up front.

What additional coverages does Shriram General Insurance offer?

The Shriram General Insurance Company offers additional coverage for car insurance in Chandigarh. These additional covers will provide you with enhanced protection that is tailored to your specific needs.