Maruti Suzuki Swift Car Insurance Overview
Maruti Suzuki Swift is a sleek, compact hatchback that combines style and practicality. With its modern, aerodynamic design, efficient engine, and comfortable interior, it appeals to a diverse range of customers. A special car like the Maruti Suzuki Swift needs the right insurance in terms of coverage , benefits, and add-ons. If you have decided to purchase a Maruti Suzuki Swift and are looking for customised and budget-friendly insurance, look no further than Shriram General Insurance. Read on to learn more about Maruti Suzuki Swift car insurance and its benefits .
Maruti Suzuki Swift Key Features
Here are some of the attractive features of the Maruti Suzuki Swift.
Maruti Suzuki Swift Specifications
Here are the specs of Swift’s LXI variant.
Parameter | Specification |
---|---|
Engine | 1197 cc |
Fuel Type | Petrol |
Mileage | 24.8 km/l |
Power | 60KW@5700 rpm |
Torque | 111.7Nm@4300rpm |
Transmission | MT |
Seating Capacity | 5 |
Fuel Tank | 37 L |
Boot Space | 256 L |
Shriram Maruti Swift Car Insurance Coverages
- What is Covered?
- What is not Covered?
Here are the inclusions of Maruti Suzuki Swift Car Insurance.
Collision-caused damages
Accidental injury, death or property damage to a third party
Vehicle loss, theft, or irreparable damage
Damage caused by man-made or natural calamities.
Fire-caused damage to the vehicle.
Below are some of the exclusions under Maruti Suzuki Swift Insurance.
Normal wear and tear of car parts from driving and time
Getting involved in illegal races.
Mechanical and electrical issues in the vehicle.
Not adhering to traffic rules.
Driving while intoxicated
Driving with an invalid driving license.
Maruti Suzuki Swift Price and Variants
Here are the various Maruti Swift variants and their respective costs.
Variant | Ex-Showroom Price Delhi |
---|---|
SWIFT LXI | Rs.6.49 Lakh* |
SWIFT VXI | Rs.7.29 Lakh* |
SWIFT VXI (O) | Rs.7.56 Lakh* |
SWIFT VXI AGS | Rs.7.74 Lakh* |
SWIFT VXI (O) AGS | Rs.8.01 Lakh* |
SWIFT VXI CNG | Rs.8.19 Lakh* |
SWIFT ZXI | Rs.8.29 Lakh* |
SWIFT VXI (O) CNG | Rs.8.46 Lakh* |
SWIFT ZXI AGS | Rs.8.74 Lakh* |
SWIFT ZXI+ | Rs.8.99 Lakh* |
SWIFT ZXI CNG | SWIFT ZXI CNG |
SWIFT ZXI+ AGS | Rs.9.44 Lakh* |
Note: Maruti's Swift car model is no longer produced and can only be found on the used car market.
How to Buy and Renew Maruti Suzuki Swift Car Insurance
- Buy Maruti Suzuki Swift Car Insurance online
- Renew Maruti Suzuki Swift Car Insurance online
Get Maruti Suzuki Swift car insurance effortlessly. Shriram General Insurance offers a user-friendly and convenient process. Follow this easy guide to buy insurance for your Maruti Suzuki Swift:
Visit our website www.shriramgi.com or download the MySGI mobile app.
Enter your vehicle details.
Choose the coverage that suits your requirements.
Make an online premium payment and receive your policy instantly.
Effortlessly renew your Maruti Suzuki Swift car insurance with Shriram General Insurance. Just follow these steps:
Visit our website www.shriramgi.com or download the MySGI on your mobile app.
Enter your vehicle details.
Choose the coverage that suits your requirements.
Make an online premium payment and receive your policy instantly.
Types of Maruti Suzuki Swift Car Insurance
When you are choosing insurance for your Maruti Suzuki Swift, it is essential to understand the specific advantages provided by each type of coverage. Shriram General Insurance offers the following various car insurance options.
Comprehensive Car Insurance Policy
Comprehensive Car Insurance policy provides extensive protection for your Maruti Suzuki Swift. It covers losses that may occur due to unexpected damages to your Swift due to accidents, natural calamities, and man-made disasters. It also covers losses due to theft and fire, and third-party liabilities. You can enhance your coverage by selecting additional preferred features.
Third-Party Insurance Policy
Your Maruti Suzuki Swift must be insured against third-party damage as a mandatory requirement. The policy protects you from legal liability should your vehicle cause injury, death, or property damage to a third party.
Own Damage (OD) Cover
Own Damage (OD) coverage focuses on insuring your vehicle against various accidental damages. This provides coverage against damage to your vehicle cause due to natural disasters such as floods, storms, hurricanes, and earthquakes, as well as man-made events such as theft and protests. However, it does not cover third-party liabilities.
Popular Maruti Suzuki Swift Car Add-ons
You have the option to enhance your Maruti Suzuki Swift car insurance policy with additional coverage. These add-ons can provide more comprehensive protection. Take a look at some popular add-ons available for your Maruti Suzuki Swift car insurance:
Zero Depreciation Cover
With this add-on, you can receive full claim settlement, except deductibles and excess as depreciation of car parts is not considered. This means you get reimbursed for the entire value of the damaged parts.
Engine Protection Cover
This add-on provides coverage for damage to the engine and its parts. It covers expenses incurred on account of repairing or replacing damaged engine parts due to water ingression and lubricating oil leakage. This add-on is activated when the damage to the engine or its parts is visible.
Roadside Assistance Cover (RSA)
The RSA add-on offers valuable services when you are stuck on the road. It includes towing, fuel delivery, battery jump-start, flat tire assistance, and emergency locksmith services.
Daily Reimbursement Cover
Get reimbursed for alternative transportation costs while your car is being repaired, according to your motor insurance policy guidelines.
Motor Protection Cover
If you opt for this add-on, we will appoint an advocate to help you present your case to the police. However, please note that it covers support during legal proceedings up to the judicial magistrate level only.
Personal Belongings Cover
Protect your personal belongings with this add-on cover. It safeguards against the loss of personal items from your locked vehicle.
Emergency Transport and Hotel Expenses Cover
With this useful add-on, you will have access to alternative means of transport if your car malfunctions. The policy also covers hotel expenses in case you need to find accommodation while your car is being fixed.
Key Replacement Cover
The Key Replacement add-on cover ensures that you get your car keys replaced or repaired when needed at an additional cost.
Maruti Suzuki Swift Car Insurance Claim Process Online
Follow these simple steps to file a claim for your Maruti Suzuki Swift Car Insurance:
- Step 1
- Step 2
- Step 3
Go to the Shriram General Insurance website www.shriramgi.com or use the MySGI mobile app and sign in to your account.
Select the policy and provide details about your car's damages.
Upload the necessary supporting documents in digital format to complete your claim submission.
Our customer support team will get in touch with you, guiding you through the claim initiation process with utmost care and efficiency.
Alternatively, you can also call us on 1800-300-30000/1800-103-3009 to raise the claim against your car insurance policy. Our customer service team will guide you through the car insurance claim process.
How to Download Maruti Suzuki Swift Car Insurance Policy
Here's a simple guide on how to download your Maruti Suzuki Swift car insurance policy from Shriram General Insurance's website or app:
Step 01
Go to our official website www.shriramgi.com or download MySGI app.
Step 02
Log in to your Shriram account and locate the policy.
Step 03
Download your car's policy document by clicking the download option. The process is quick and convenient.
Why Should You Buy Maruti Suzuki Swift Car Insurance from SGI?
Shriram General Insurance has a reputation for being a reliable insurer. Shriram General Insurance offers a variety of benefits when it comes to car insurance.
Simple and Convenient Online Process
- With Shriram General Insurance, you have access to a wide variety of car insurance policies online that cater to your needs.
Quick and Easy Policy Selection
- Buying, renewing, or claiming car insurance against your Shriram General Insurance policy is convenient through our online platform.
Hassle-Free Claim Experience
- With Shriram Car Insurance, you are protected against numerous natural and manmade disasters, giving you peace of mind.
Customer Service
- For all your insurance needs, our customer service is available to assist you online.
Frequently Asked Questions (FAQs)
Can I enhance my Maruti Suzuki Swift car insurance policy with additional coverage later?
Yes, Shriram General Insurance offers optional add-ons to enhance your Maruti Suzuki Swift car insurance. Several add-on options are available, and you may choose them based on your insurance needs. You can buy add-ons during the initial policy purchase or later.
Do I need to inform Shriram if I need to file a claim for my Maruti Suzuki Swift Car Insurance?
Yes, it is crucial to notify us about any incident that prompts you to file a claim. Describe the incident and the extent of the damage (depending on your policy) and follow the standard steps to initiate claim filing. Claim filing with Shriram General Insurance is a hassle-free experience.
Are online premium calculators reliable for computing car insurance premium for my Maruti Suzuki Swift?
Yes. Please use an online premium calculator for an estimate. The cost of your Shriram Car Insurance depends on factors like your car's make, model, year, Insured Declared Value (IDV), type of insurance, and any additional features you select. These factors are considered to determine your car insurance premium.
Does Shriram General Insurance offer good coverage options for Maruti Suzuki Swift car insurance?
Absolutely! Shriram offers many useful coverage options for your Maruti Suzuki Swift. Visit us at a branch office near you or our website. Our customer care team will be happy to share the details of the available insurance options.
How can I purchase car insurance for my Maruti Suzuki Swift vehicle with Shriram General Insurance?
To purchase insurance for your Maruti Suzuki Swift, simply visit our website or download the MySGI mobile app. Provide the necessary details about your car, choose suitable coverage options, and make an online payment to instantly purchase your preferred policy. Our customer care team can help you buy a policy of your choice.
Is Swift cheap to insure?
To purchase insurance for your Maruti Suzuki Swift, simply visit our website or download the MySGI mobile app. Provide the necessary details about your car, choose suitable coverage options, and make an online payment to instantly purchase your preferred policy. Our customer care team can help you buy a policy of your choice.
Is it necessary to insure my Maruti Swift?
To purchase insurance for your Maruti Suzuki Swift, simply visit our website or download the MySGI mobile app. Provide the necessary details about your car, choose suitable coverage options, and make an online payment to instantly purchase your preferred policy. Our customer care team can help you buy a policy of your choice.