Maruti Suzuki Baleno Car Insurance Overview
Do you own the stylish and dependable Maruti Suzuki Baleno? Caring for this remarkable vehicle is crucial as you treasure every moment on the road. This article delves into the key aspects of insuring your Maruti Suzuki Baleno, providing you with the essential information to protect your cherished possession effectively. Ensure a worry-free journey with the right insurance policy. Let's get started by exploring further.

Maruti Suzuki Baleno Key Features
Here are some of the significant features of the Suzuki Ertiga.
Maruti Suzuki Baleno Specifications
The technical specifications of the Baleno include the following.
Parameter | Specification |
---|---|
Engine | 1197 cc |
Fuel Type | Petrol, CNG |
Mileage | 22.35 km/l (MT), 22.94 km/l (AMT), 30.61 km/kg |
Power | 66 kW@6000 rpm/89.7 PS@6000 rpm (Petrol Mode) and 57 kW@6000 rpm/77.4 PS@6000 rpm (CNG Mode) |
Torque | 113@4400 (Petrol Mode), 98.5@4300 (CNG Mode) |
Transmission | MT, AMT |
Seating Capacity | 5 |
Fuel Tank | Petrol: 37 L, CNG: 55 L (Water Equivalent) |
Boot Space | 318* L |
Maruti Suzuki Baleno Car Insurance Coverages
- What is Covered?
- What is not Covered?
The following are some of the common coverages of Maruti Suzuki Baleno Car Insurance.
Damages caused by natural and manmade disasters
Theft, loss or damage of the vehicle beyond the scope of repair
Injury, death or property damage to a third party
Collision-caused damages
Fire-caused damages
Maruti Suzuki Baleno Insurance does not provide coverage in the following situations.
Driving without legal documentation
Driving under the influence of mind-altering substances
Malfunctions resulting from mechanical or electrical faults
Using the vehicle for illegal purposes
Regular wear and tear of car parts
Driving without adhering to traffic rules
Maruti Suzuki Baleno Price and Variants
Below-listed are the different Baleno variants available and their respective costs.
Variant | Ex-Showroom Price Delhi |
---|---|
BALENO DELTA CNG | Rs.8.40 Lakh* |
BALENO ZETA CNG | Rs.9.33 Lakh* |
BALENO SIGMA | Rs.6.66 Lakh* |
BALENO DELTA | Rs.7.50 Lakh* |
BALENO DELTA AGS | Rs.7.95 Lakh* |
BALENO ZETA | Rs.8.43 Lakh* |
BALENO ZETA AGS | Rs.8.88 Lakh* |
BALENO ALPHA | Rs.9.38 Lakh* |
BALENO ALPHA AGS | Rs.9.83 Lakh* |
Note: Please note the price details are as of 16 October 2024. For the updated price details, kindly refer to the Maruti official website.
How to Buy and Renew Maruti Suzuki Baleno car insurance
- Buy Maruti Suzuki Baleno Car Insurance online
- Renew Maruti Suzuki Baleno Car Insurance online
Buy your Maruti Suzuki Baleno car insurance online in a simple, hassle-free manner by following these easy steps.
Visit our website www.shriramgi.com or download the MySGI app.
Enter your vehicle details and continue to the next step.
Select a suitable car insurance plan.
Pay the premium securely online and receive your policy instantly.
The process of renewing your car insurance with Shriram is quick and convenient. Follow these step-by-step instructions to renew your Maruti Suzuki Baleno car insurance online:
Visit our website www.shriramgi.com or download the MySGI app.
Give your car's details and continue with the process.
Select an insurance plan suitable for your needs.
Pay the renewal premium online and get the policy instantly.
Types of Maruti Suzuki Baleno Car Insurance
Given below are the different kinds of car insurance policies for Maruti Suzuki Baleno Cars.
Comprehensive Car Insurance Policy
Secure your Maruti Suzuki Baleno with our comprehensive car insurance policy , offering all-inclusive protection against accidents, theft, natural disasters, fire, and third-party liability. Under this cover, you can also purchase car insurance add-ons to enhance the cover, ensuring complete financial security for you and your vehicle.
Third-Party Insurance Policy
Having a third-party car insurance is a legal requirement, ensuring financial responsibility and protection of other car owners. This policy provides coverage against third-party liabilities. Kindly note that this policy does not cover own damage although it provides financial and legal liability to a third party.
Own Damage Cover
This policy covers damages to your vehicle caused due to manmade disasters, natural disasters and accidental damage. Own damage cover provides repairs or replacements for damages to your vehicle. However, it does not provide coverage against any liability to third-parties.
Maruti Suzuki Baleno Variants Car Insurance Premium Price
Listed below are the models and car insurance premium prices for Maruti Suzuki Baleno:
Popular Maruti Suzuki Baleno Car Insurance Add-Ons
Check out the add-on coverages you can add to your Maruti Suzuki Baleno insurance policy:
Daily Reimbursement Cover
Under the Daily Reimbursement Cover, you will be reimbursed for the expenses incurred while your vehicle is being repaired, subject to the terms and conditions of the policy.
Personal Belongings Cover
Under this add-on cover, loss of personal belongings left in a locked insured vehicle is covered.
Emergency Transport & Hotel Expenses Reimbursement Cover
This add-on provides coverage for the costs of emergency accommodation and alternative transportation in the event that your vehicle breaks down and you are in need of emergency accommodation.
Key Replacement Cover
It is an add-on that provides coverage for the loss of your vehicle keys due to theft or if you lose or misplace your car keys.
Engine Protector Cover
Engine Protection Cover is an essential add-on that safeguards your car's engine, a vital component of your vehicle. With this cover, you are protected against any damages caused to the engine due to water ingression and lubricant leakage, which might not be covered under the standard car insurance policy. This add-on ensures that any repair or replacement costs related to the engine are taken care of, preventing hefty out-of-pocket expenses.
Nil Depreciation Cover
The Nil Depreciation Cover is a valuable add-on that ensures you receive full reimbursement for any replaced car parts. In the case of an accident or damage, the insurer typically deducts the depreciation amount from the claim amount. However, with this cover, you can claim the entire cost of the replaced parts without any deduction for depreciation. It is especially beneficial for new cars or vehicles with expensive spare parts, as it helps you save significantly on repair costs.
Roadside Assistance Cover
This add-on offers assistance in situations where you are stranded, particularly in remote locations. It is useful in the event of a vehicle breakdown. Per this add-on, Shriram General Insurance can arrange for your vehicle to be towed to the nearest authorised garage or repair centre. If your vehicle needs refuelling, it can be arranged. Minor repairs can also be taken care of with this add-on.
Consumables Cover
The Consumables Cover add-on ensures coverage for the replacement of consumable motor parts, such as bolts, screws, nuts, engine oil, coolant, etc. This comprehensive coverage protects essential components of your Maruti Suzuki Baleno.
Maruti Suzuki Baleno Car Insurance Claim Process Online
Follow these simple steps to initiate your claim and get back on the road swiftly:
- Step 1
- Step 2
- Step 3
Got to our website www.shriramgi.com or download the MySGI app.
Select the right policy.
Upload the required documents digitally to kick-start your claim process.
After you complete the above steps, you will be contacted by a member of our customer support team for assistance with the claim settlement process.
To initiate your claim, you may also contact Shriram general Insurance’s customer service at 1800-300-30000/1800-103-3009.

How to Download Maruti Suzuki Baleno Car Insurance Policy
Gaining access to your Maruti Suzuki Baleno car insurance policy is quick and convenient with Shriram General Insurance. We understand the importance of having your policy document readily available when you need it. Follow these simple steps to download your policy copy:
Step 01
Visit our website www.shriramgi.com or download the MySGI app
Step 02
Log in to your Shriram account and effortlessly choose a policy.
Step 03
Click ‘Download’ to get a soft copy of your car insurance policy document.
Why Should You Buy Maruti Suzuki Baleno Car Insurance from SGI?
There are several compelling reasons to choose Shriram General Insurance when it comes to insuring your Maruti Suzuki Baleno. As one of the leading insurance companies in the country, Shriram General Insurance has extensive experience in the industry. Here are some reasons why you should purchase car insurance from Shriram General Insurance.
Quick and Easy Claim Initiation Process
- In the event of an unfortunate incident, our online car insurance claim initiation process is designed to be hassle-free and efficient.
Cashless Claim Settlement
- At Shriram General Insurance, we offer cashless claim settlement at our extensive network of garages , ensuring you receive timely and convenient repairs without the need for upfront payments.
Customer Support
- We are available to answer any questions you may have about your Maruti Suzuki Baleno car insurance and about our services.
Frequently Asked Questions (FAQs)
Here are some frequently asked questions about Maruti Suzuki Baleno car insurance, along with their detailed answers:
Is Nil Depreciation Cover available for my Maruti Suzuki Baleno with Shriram General Insurance?

Yes, a Nil Depreciation Cover is available for Maruti Suzuki Baleno with Shriram. If you possess this cover, you can claim the total replacement cost of vehicle parts without any deduction for depreciation in case of accidental damage.
Are there any cashless claim settlement options available for my Maruti Suzuki Baleno?

Yes, Shriram General Insurance offers cashless claim settlement at our extensive network of garages. This convenient service allows you to get your Baleno repaired without the need for upfront payments.
Can I enhance the protection for my Maruti Suzuki Baleno with additional covers?

Absolutely! Shriram General Insurance provides a variety of add-on covers for enhanced protection. You can customise your policy with add-ons like Engine Protector, Personal Belongings, Key Replacement, and more to suit your specific needs and preferences.
Is it better to purchase car insurance for my Maruti Suzuki Baleno online?

Opting for Maruti Baleno insurance online can offer distinct advantages compared to purchasing it through an agent or directly from an insurance company branch. Here's why: You can secure policies instantly, evaluate various options, and conveniently access your policy details when you buy online. At Shriram, we provide online insurance through our website and mobile app.
What should I do first if my Baleno gets stolen?

In the event of theft, notify the police immediately and file an FIR. Contact customer care at Shriram General Insurance and submit the details online, including a copy of the FIR.