What is Roadside Assistance Add-on in Two-Wheeler Insurance?

How Climate Change Affects Car Insurance Premiums

Posted on 2025-03-31 07:15:56

Climate change is now more than only an environmental problem. It also has unforeseen financial impacts on us, including potentially higher Car Insurance premiums. The frequency and severity of extreme weather disasters have grown, which puts Insurers at greater financial risk and raises policyholder expenses. From flash floods in Mumbai to cyclones along the east coast of India, climate-related damages are making insurance claims more frequent and expensive. As a result, insurance companies are adjusting their pricing, policies, and risk calculations. But what does this mean for you as a car owner? Let’s break this down into specific details.

Does Car Insurance Cover Side View Mirrors?

Posted on 2025-03-21 12:58:37

A common question among car owners is: does Car Insurance cover side view mirrors? The answer is not a straightforward "yes" or "no"—it is determined by your policy type. In India, your chances of being covered are higher if you have Comprehensive Insurance. However, if you only have Third-Party coverage, you will have to pay out of pocket. Let us begin by going over the specifics, so you know what to expect when dealing with damaged side-view mirrors.

Dashcam Buyers Guide: Everything You Must Know

Posted on 2025-03-21 07:10:50

A dash cam is a compact in-car camera that records video footage while you drive, acting as an unbiased witness in case of accidents, disputes, or insurance claims. It enhances road safety, provides legal evidence, and helps protect you against fraudulent claims. While a dash cam does not directly lower insurance premiums in India, it can prevent unjust claim settlements that may otherwise affect your policy. Whether you are a daily commuter, a road-trip enthusiast, or a fleet operator, choosing the right dash cam requires understanding its types, features, pricing, and installation process. This dashcam buyers guide will help you navigate these factors so you can make an informed decision.