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Overview
Features And Benefits
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Types of Personal Accident Insuance
Coverages
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Premium Components
Eligibility and Required Documents
Buy / Renew
Claim Process
Terminologies
Policy Download
FAQs

Features of Shriram Personal Accident Insurance

Budget-friendly Premium

A cost-effective premium with minimal documentation

Instant Claim Settlement

Quick claim settlement at your convenience

100% Sum Assured

100% accidental claim benefits guaranteed

Avail Cover up to 70 Years

Cover your old-age risks with the best coverages

Paperless Process

An end-to-end digital process with timely online support

24*7 Customer Assistance

On-time customer support for a safe insurance journey

Key Features

Benefits of Shriram Personal Accident Insurance

Premium

Starts @ ₹48*/- for a Sum Insured of 1 lakh (Risk I category premium - exclusive of GST)

Add-ons

Transportation of Mortal Remains, Hospital confinement Allowance, Accidental Hospitalisation Cover and more

Claim Process

Instant and Hassle-free Claim Settlement Process

Exclusive for Children’s Education

One-time payment of 2% of the sum insured under death and permanent total disability claim benefits Superfast policy Process

Ambulance Expenses

Available

Worldwide Hospitalisation Coverage

Available

Features of Shriram Personal Accident Insurance

Frequently Asked Questions

Personal accident insurance is included in my Shriram Car Insurance policy.Is it still necessary for me to obtain a separate personal accident insurance policy?

Yes, even if you already have car insurance, you can still purchase personal accident insurance . A personal accident insurance policy combined with car insurance is only valid during car accidents for the owner-driver. The insurer will pay for compensation in the event of bodily harm caused by a car accident. A personal accident insurance policy, on the other hand, protects you against a variety of risks, including falling from stairs, fire accidents and more

Can I cover my parents under Shriram Personal Accident Insurance policy?

Yes, you can cover your parents as dependents up to 70 years of age.

What are the features of Shriram Personal Accident Insurance policy?

Some of the key features are:

Budget-Friendly Premium: A cost-effective premium with minimal documentation
Instant Claim Settlement: Quick claim settlement at your convenience
100% Sum Assured: 100% accidental claim benefits guaranteed

What our customers say ?

4.6

1665+ Customer Ratings

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RAMKANT SHARMA

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KUNCHAM NIKHIL KUMAR

Blogs

Timing is Everything: The Best Time to Buy a Car in India

Posted on 2024-11-22 12:23:01

Buying a car in India is a major life decision that involves thoughtful consideration, and is more than just a financial transaction. Discovering the best time to buy a car in India might significantly influence your financial decisions and planning, helping you save your hard-earned money. In this blog, we will look at all the factors that influence your car purchase, ensuring that you get the greatest deal and drive away happy with your decision.

How Safety Features Influence Car Insurance Premiums

Posted on 2024-11-22 06:14:12

In today's world of fast-evolving automobile technology, safety measures that enhance the protection of drivers and passengers have become essential. Investing in modern cars with technologies like adaptive cruise control, lane-keeping assistance, and anti-lock braking will not only improve your driving experience but also provide higher safety and lower risks. Did you know that some of these safety measures could lower your insurance premium? This blog explores how various safety features lower Car Insurance premiums and discusses the financial benefits of purchasing a safe vehicle.

Private vs Commercial Car Insurance: Which One Fits Your Needs?

Posted on 2024-11-21 11:35:07

Have you ever wondered why the insurance costs for a taxi differ significantly from those for your own private-use car? There is a significant difference between Private and Commercial Car Insurance. Car Insurance is more than simply safeguarding your car; it is also about selecting coverage that is customised to your specific driving requirements. When you understand the differences between these two types of insurance, you can make informed financial decisions that are suited to your car's individual needs and driving habits. This blog will help you understand the differences between Private and Commercial Car Insurance, acquire the right coverage, and effectively protect your investment.

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Prepare yourself for Uncertainties with Shriram Personal Accident Insurance