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Maruti Suzuki

TN20CA5747

Model

VITARA BREZZA ZDI

Your NCB

50%

Premium Amount

₹ 1326 +GST

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Shriram Motor Insurance Premium Components

A motor insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Motor Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period

Third-Party (TP) Premium

Third-Party (TP) Premium

The government of India has made third-party liability insurance mandatory. TP premiums are calculated based on the cubic capacity of the vehicle’s engine

Own-Damage Premium

Own-Damage Premium

It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) premium

Compulsory Personal Accident Cover

Compulsory Personal Accident Cover

Recently, the government has made Personal Accident coverage mandatory for car owners/drivers due to the rise in injury cases. For risk cover, Rs. 15 lakh is the minimum sum insured

Add-ons

Add-ons

Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are zero depreciation cover, motor protection cover, roadside assistance, engine and tyre protection cover

Frequently Asked Questions

How does the motor insurance premium gets calculated?

The Motor Insurance premium is based on:

  • IDV
  • Cubic Capacity
  • Geographical Zone
  • Age of the Vehicle
  • Add-on Covers

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Blogs

how to prepare your car for long road trip

How to Prepare Your Car for a Long Road Trip?

Posted on 2025-04-01 12:19:14

A long road trip is an excursion that is full of adventure, discovery, and a little bit of uncertainty. But nothing spoils a trip more quickly than having a car break down in a strange place. Whether you're driving up the scenic Leh-Ladakh route, navigating the winding roads of Himachal Pradesh, or cruising along the Mumbai-Pune Expressway, a well-prepared car is essential to a successful journey. This article will cover everything you need to know about preparing your car for a long road trip, including necessary inspections, maintenance advice, and must-have emergency supplies.

how to increase your car’s fuel efficiency

How to Increase Your Cars Fuel Efficiency?

Posted on 2025-03-31 12:13:08

Fuel prices in India have been on a rollercoaster ride, often leaving car owners looking for ways to stretch every litre of petrol or diesel. Whether you're a daily commuter stuck in city traffic or a road trip enthusiast cruising the highways, "how to increase car mileage?" is a question on every driver’s mind. The good news is that you can increase fuel efficiency with minor adjustments to your driving behavior, regular car maintenance, and prudent fuel use. We'll cover everything in this blog, from practical ideas for increasing car mileage to how to save fuel while driving. 

Rising Car Insurance Costs Due to Climate Change

How Climate Change Affects Car Insurance Premiums

Posted on 2025-03-31 07:15:56

Climate change is now more than only an environmental problem. It also has unforeseen financial impacts on us, including potentially higher Car Insurance premiums. The frequency and severity of extreme weather disasters have grown, which puts Insurers at greater financial risk and raises policyholder expenses. From flash floods in Mumbai to cyclones along the east coast of India, climate-related damages are making insurance claims more frequent and expensive. As a result, insurance companies are adjusting their pricing, policies, and risk calculations. But what does this mean for you as a car owner? Let’s break this down into specific details.

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Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

Benefits Covered

Premium Amount

₹ 1326 +GST

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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