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Overview
Features And Benefits
Save on Premium
Calculate Premium
Types of Home Insurance
Coverages
Compare Plans
Premium Components
Eligibility and Required Documents
Buy / Renew
Claim Process
Terminologies
Policy Download
FAQs

What is Home Insurance

Home insurance protects the house against various man-made, natural disasters and other related threats through an agreement between the house owner and the insurance company

The challenges such as unpredictable heavy rains, sudden floods, fire, theft and so on can cause damage to your hard-earned home
Home insurance saves the day by covering the house against mishaps. If the insurer pays the home insurance premium in a timely manner, the insurance company will reimburse the policy holder for any unanticipated losses sustained by them in accordance with the policy's terms
Home insurance in India is not mandatory. However, it is highly recommended to safeguard your family's financial investment

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Why Choose Shriram Home Insurance?

Shriram Home Insurance policy is issued to offer comprehensive home and contents protection against various mishaps at an affordable rate
Stay worry-free with our long-term home insurance policy coverage options. Purchasing a Shriram Home Insurance policy online is quite easy and convenient
Shriram Home Insurance policy provides quick claims services, with a minimum turnaround time of one working day for all claim-related queries
We cover natural calamities like earthquakes, floods, cyclones, storms and lightning with Shriram Home Insurance policy
Our digital-friendly home insurance policy also covers damages due to fire, explosions, theft, etc. Shriram Home Insurance policy has several add-ons for home and contents at a nominal additional premium

Shriram Home Insurance Coverages

Provides coverage only for the structure of the building

Building & Contents Cover

Provides coverage for both the building and its belongings

Contents Only Cover

Provides coverage only for the belongings of the premises insured

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How to Calculate Shriram Home Insurance Premium?

Shriram Home Insurance premiums are determined by variables such as construction area, location and size of the building, the value of building and contents, insurance plan opted and add-on coverages

Construction Area

The location of the building, the size of the construction area and the estimated cost of the building are the major factors in calculating the home insurance premium

Value of Contents

The value of the contents insured will also be taken into account for the home insurance premium calculation

Type of Insurance

The cost of the premium depends on the type of insurance plan chosen by the insured. One can choose an insurance policy based on the risk coverage needed

Add-ons

Add-ons can be selected according to individual needs. The premium will be the sum of the basic policy and the add-ons

Benefits of Renewing Shriram
Home Insurance

Renewal of a home insurance policy is quick and easy with Shriram General Insurance's digital platform. One can purchase or renew their home insurance in just a few steps. On-time renewal offers the following benefits:

No insurance break-ins
Continuity of coverage
Easy and quick claims
Get additional benefits
Stay protected without stress

How to Save on your Shriram Home Insurance Premium?

There are several ways to save the cost of your home insurance premiums. By taking these factors into consideration, individuals can save on their home insurance premiums

Installing Safety Gadgets

Installing home safety gadgets reduces the chances of burglary or theft. As a result of the decreased risk, the home insurance premium will also be reduced

Research and Compare Plans

Check on several risk coverage plans available to protect your dream home and buy the right home insurance plans that suit your requirements

Purchase Bundle Policies

One can purchase a home insurance policy along with their motor insurance from the same insurer as a bundled policy

Frequently Asked Questions

Are structure and building the same in home insurance?

Yes, structure and building both relate to the physical components of the home, such as pillars, doors, walls and so on

What should I do if my house is damaged?

If your home has been damaged by an event such as fire, robbery, storms, floods or earthquakes. Please call our toll-free number right away. Shriram Home Insurance team will take care of all the coverage needs

How is the sum insured for the building is calculated?

The building's total sum insured is calculated by considering the insured building's per square metre area and the construction cost of the building

What our customers say ?

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Blogs

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Posted on 2024-11-22 06:14:12

In today's world of fast-evolving automobile technology, safety measures that enhance the protection of drivers and passengers have become essential. Investing in modern cars with technologies like adaptive cruise control, lane-keeping assistance, and anti-lock braking will not only improve your driving experience but also provide higher safety and lower risks. Did you know that some of these safety measures could lower your insurance premium? This blog explores how various safety features lower Car Insurance premiums and discusses the financial benefits of purchasing a safe vehicle.

Private vs Commercial Car Insurance: Which One Fits Your Needs?

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Have you ever wondered why the insurance costs for a taxi differ significantly from those for your own private-use car? There is a significant difference between Private and Commercial Car Insurance. Car Insurance is more than simply safeguarding your car; it is also about selecting coverage that is customised to your specific driving requirements. When you understand the differences between these two types of insurance, you can make informed financial decisions that are suited to your car's individual needs and driving habits. This blog will help you understand the differences between Private and Commercial Car Insurance, acquire the right coverage, and effectively protect your investment.

Essential Car Documents for Every Driver in India

Posted on 2024-11-21 08:36:13

Driving on Indian roads without the proper documentation can result in legal consequences, ranging from hefty fines to car impoundments. Having the right documents in your car in India is important and mandatory. It helps you follow the law and be prepared for any unexpected situations. Whether it's normal traffic checks or unfortunate incidents, having organised vehicle documents as per a checklist makes everything easier. In this blog, we'll go over the car documents that you need to carry with you at all times by law. We will also explain the penalties for not having them, and provide practical tips on how to store and access these documents safely, both physically and online. After reading this blog, you'll be prepared for a pleasant and worry-free travel no matter where the road takes you.

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Get your home insured with Shriram General Insurance

What is Home Insurance

Why Choose Shriram Home Insurance?