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Home Insurance Coverages

  • What does the Shriram Home Insurance Cover?
  • What does the Shriram Home Insurance Not Cover?
01

Explosion/implosion, fire and lightning

02

Riots, malicious property damage and terrorism

03

Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters

04

Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)

05

Water tanks, apparatus and pipes bursting and/or overflowing

06

Theft that occurs within 7 days of the insured event

01

Conflict, invasion, foreign enemy operations or violent activity

02

Violation of the law with criminal purpose

03

Radioactive, poisonous and explosive compounds

04

Any type of purposeful misconduct or negligence

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What is an indemnity basis plan in home insurance?

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges

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Road trips provide excitement, independence, and amazing memories—but are also riddled with uncertainties. Unexpected failures or accidents may ruin your travel, whether on Himalayan roads or seaside trails. For this reason, it's crucial to have the appropriate insurance when travelling by car. You can concentrate on the road ahead with a well-thought-out Car Insurance plan that provides financial protection against damages, breakdowns, and third-party liabilities. To keep you ready for a hassle-free journey, we'll go over the best insurance coverage, essential add-ons, and a checklist for Car Insurance.

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As environmentally friendly transportation gains popularity, hybrid cars are becoming increasingly popular among Indian consumers. These vehicles are a wise investment because they balance reduced emissions and fuel economy. However, owning a hybrid vehicle also means one must be well-informed about its insurance needs. Since hybrid vehicles come with advanced technology and expensive components, securing the right Car Insurance for hybrid cars in India is essential to protect your investment and ensure hassle-free ownership. In this guide, we’ll explore everything you need to know about hybrid Car Insurance in India, including its benefits, coverage details, and how to choose the best policy for your vehicle.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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