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  • Overview
  • Features And Benefits
  • Third-Party Goods Carrying Vehicle Insurance
  • Comprehensive Goods Carrying Vehicle Insurance
  • Calculate Premium
  • Save Premium
  • Renewal Benefits
  • IDV
  • NCB
  • Deductibles
  • Types of Goods Carrying Vehicle Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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Types of Shriram Goods Carrying Vehicle Insurance

Shriram Goods Carrying Vehicle Insurance policy has Comprehensive and Third-Party Liability Insurance. Choose the preferred add-on or all of them at an additional premium for your additional safety with Shriram Goods Carrying Vehicle Insurance policy online

Goods carrying vehicle Comprehensive Insurance

Comprehensive Insurance

A comprehensive goods carrying vehicle insurance policy is the most preferred coverage option by the insureds. It provides the benefits of Third-Party (TP) coverage (coverage against third-party liabilities) and Own Damage coverage (covers damage/losses incurred to the vehicle owner/vehicle). With the Shriram Goods Carrying Vehicle Insurance policy, a Compulsory Personal Accident (CPA) cover of Rs. 15,00,000/- will always be included at an affordable premium

Coverage includes:

    • Third-Party Injury or Death
    • Third-Party Property Damages
    • Accidental Damages
    • Natural Calamities
    • Man-made Disasters
    • Theft
    • Fire
    • Strike/Riot
    • Add-ons*
Goods carrying vehicle Third-Party Insurance

Third-Party Insurance

In India, a Third-Party (TP) goods carrying vehicle insurance policy is mandatory for all commercial goods carrying vehicles by Section 146 of the Motor Vehicles Act, 1988. A Third- Party (TP) liability goods carrying vehicle insurance policy protects the insured against third- party liabilities (opponent vehicle/property damage or injury/death to a third-party vehicle owner). If your vehicle causes “third-party” property damage, Shriram General Insurance will offer compensation up to Rs. 7,50,000/- as mentioned in the policy document. Unlimited Third-Party personal liability coverage will be provided to the third-party vehicle owners in case of death/injury caused by your vehicle, as per the legal provisions

Coverage includes:

    • Third-Party Injury or Death
    • Third-Party Property Damages

Shriram Goods Carrying Vehicle Insurance Add-on Covers

Nil Depreciation

Nil Depreciation

In a nil depreciation goods carrying vehicle insurance policy, the insurer pays the entire claim amount without considering the depreciation of the vehicle's value. This add-on feature, on the other hand, is highly advisable for everyone because it eliminates the owner's additional

Personal Accident Cover

Personal Accident Cover

It is mandatory to have a Personal Accident Cover as per Government law. It provides coverage for any bodily injury or death of the owner-driver in case of any unfortunate events

Roadside Assistance

Roadside Assistance

In case of an accident or breakdown, Roadside Assistance cover will provide the ins ured with immediate assistance. It includes providing breakdown support, tyre repair service, battery assistance and towing facility to the nearest garage and more

Motor Protection

Motor Protection

In the event of an accident involving an insured vehicle, Shriram Goods Carrying Vehicle Insurance policy provides the insured with an advocate to guide and defend before the police and judicial magistrates


Frequently Asked Questions

Is a Third-Party (TP) insurance policy mandatory in India?

Yes. According to Section 146 of the Indian Motor Vehicles Act, 1988, it is mandatory to buy a Third-Party liability-only policy

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Blogs

Understanding Car Insurance Coverage for Side View Mirrors

Does Car Insurance Cover Side View Mirrors?

Posted on 2025-03-21 12:58:37

A common question among car owners is: does Car Insurance cover side view mirrors? The answer is not a straightforward "yes" or "no"—it is determined by your policy type. In India, your chances of being covered are higher if you have Comprehensive Insurance. However, if you only have Third-Party coverage, you will have to pay out of pocket. Let us begin by going over the specifics, so you know what to expect when dealing with damaged side-view mirrors.

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A dash cam is a compact in-car camera that records video footage while you drive, acting as an unbiased witness in case of accidents, disputes, or insurance claims. It enhances road safety, provides legal evidence, and helps protect you against fraudulent claims. While a dash cam does not directly lower insurance premiums in India, it can prevent unjust claim settlements that may otherwise affect your policy. Whether you are a daily commuter, a road-trip enthusiast, or a fleet operator, choosing the right dash cam requires understanding its types, features, pricing, and installation process. This dashcam buyers guide will help you navigate these factors so you can make an informed decision.

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Among the many safety and convenience features that modern automobiles provide, parking sensors and cameras stand out as being particularly essential. Whether you're driving on a busy highway or navigating the city streets, these technologies are essential for improving driver awareness, lowering the chance of collisions, and making parking easier. Parking cameras and sensors are rapidly evolving from being optional extras to absolute necessities. This is due to the growing number of cars on Indian roadways, and the frequently congested parking conditions. Let us now examine the main advantages of these smart parking technologies in greater depth, and explore why they ought to be included as standard equipment in all vehicles.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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