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Overview
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Third-Party Goods Carrying Vehicle Insurance
Comprehensive Goods Carrying Vehicle Insurance
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Renewal Benefits
IDV
NCB
Deductibles
Types of Goods Carrying Vehicle Insurance
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Goods Carrying Vehicle Insurance Coverages

What is Covered?
What Not Covered?

Loss or Damage to your Vehicle

The policy covers you against any loss or damage caused to the vehicle due to the following natural and man-made calamities

Natural Calamities

Fire, explosion, self-ignition or lightning, typhoon, hurricane, earthquakes, floods, storms, tempest, inundation, cyclones, hailstorm, frost, landslides or rockslides

Man-made Disasters

Riots, strikes, malicious acts, terrorist activities, any violent activities are generally covered as man-made disasters

Accidental Damages

Burglary, theft, accidents by external means, any damage in transit by road, rails, inland waterways, lifts, elevators or air

Third-Party Personal Liability

The insurance policy provides unlimited coverages, i.e., whatever the court awards as your liability to the third-party due to accidental death or injuries caused by your vehicle

Third-Party Property Liability

In case your vehicle causes third-party property damage, the insurer will offer compensation up to Rs. 7,50,000/- for GCCV

Accident due to External Factors

Accidental loss or damage to the insured or any person driving with the knowledge and consent of the insured is under the influence of intoxicating liquor or drugs or wilful negligence

Vehicles Outside the Defined Territory

Loss or liability while the vehicle is used outside the scope of its limitations of use or being driven by a person not duly licensed

Other Accidental Losses

Consequential loss, Depreciation, wear and tear, mechanical and electrical breakdown/failure or breakages will not be covered by Shriram Car Insurance policy

Loss due to Nuclear/Radioactive Elements

Loss connected to nuclear or radioactivity or war and related activities is not covered under this policy

Frequently Asked Questions

What are the two types of goods carrying vehicle insurance policies?

Third-Party Liability Insurance
Comprehensive Insurance

What our customers say ?

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Blogs

How Safety Features Influence Car Insurance Premiums

Posted on 2024-11-22 06:14:12

In today's world of fast-evolving automobile technology, safety measures that enhance the protection of drivers and passengers have become essential. Investing in modern cars with technologies like adaptive cruise control, lane-keeping assistance, and anti-lock braking will not only improve your driving experience but also provide higher safety and lower risks. Did you know that some of these safety measures could lower your insurance premium? This blog explores how various safety features lower Car Insurance premiums and discusses the financial benefits of purchasing a safe vehicle.

Private vs Commercial Car Insurance: Which One Fits Your Needs?

Posted on 2024-11-21 11:35:07

Have you ever wondered why the insurance costs for a taxi differ significantly from those for your own private-use car? There is a significant difference between Private and Commercial Car Insurance. Car Insurance is more than simply safeguarding your car; it is also about selecting coverage that is customised to your specific driving requirements. When you understand the differences between these two types of insurance, you can make informed financial decisions that are suited to your car's individual needs and driving habits. This blog will help you understand the differences between Private and Commercial Car Insurance, acquire the right coverage, and effectively protect your investment.

Essential Car Documents for Every Driver in India

Posted on 2024-11-21 08:36:13

Driving on Indian roads without the proper documentation can result in legal consequences, ranging from hefty fines to car impoundments. Having the right documents in your car in India is important and mandatory. It helps you follow the law and be prepared for any unexpected situations. Whether it's normal traffic checks or unfortunate incidents, having organised vehicle documents as per a checklist makes everything easier. In this blog, we'll go over the car documents that you need to carry with you at all times by law. We will also explain the penalties for not having them, and provide practical tips on how to store and access these documents safely, both physically and online. After reading this blog, you'll be prepared for a pleasant and worry-free travel no matter where the road takes you.

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Quick renewal

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Helpline Number

180030030000 18001033009

Roll the Wheels of your Business Smoothly with Shriram Commercial Vehicle Insurance