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Overview
Coverages
Key Features
Terminologies
Claim Process
Policy Download
FAQs

With Shriram Burglary Insurance, one can gain the financial protection they need in the event of a burglary. A burglary insurance policy can also be extended to cover losses suffered due to burglaries committed during fire, riots, strikes, etc.

Types of Shriram Burglary Insurance Policy

Full Value Insurance

Full Value Insurance

A full value policy protects the asset for its entire value, so if it's lost, the full value can be recovered

First Loss Insurance

First Loss Insurance

As part of the first loss policy, a portion of the stock that is likely to be burgled is insured. The total loss cannot be accurately estimated with this type of policy

What is Covered?
What is not Covered?

01

Loss or damage to the property insured by theft following upon actual, forcible and violent entry into the premises

02

Damage caused to the premises/locks resulting from burglary/house-breaking or any attempt at any time during the period.

01

Computer software or intangible items

02

Animal and/or plant life

03

Consumable or perishable items (including food, drugs, fuel, oil, etc.)

04

Any motorised vehicle and/or its integral parts and installed accessories

05

Second-hand items, including antiques

06

Normal wear and tear or damage arising from an inherent defect in the purchased item

07

Fraud, abuse or deceit

08

Consequential loss/damage or punitive damage

09

Any event that is intentionally caused by an insured

10

Goods whilst being transported under a freight agreement or by postal or courier service

11

Goods being left unattended in a public place, unlocked car or an unattended car overnight

Note: Please read through the policy wording for an exclusive list of coverages, exclusions and add-ons

Frequently Asked Questions

What are the specific exclusions of Shriram Burglary policy?

Gold, silver articles, jewellery, watches, precious stones, coins, sculptures, manuscripts, rare books, plans, medals, moulds, designs, deeds, bonds, bills of exchange, bank treasury, promissory notes, cheques, money, securities, stamps, collection of stamps and business books/papers, unless specifically insured

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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