How to Download Your Duplicate Car Insurance Policy Online

Importance of Having a Duplicate Car Insurance Copy

When you’re driving through the roads of any city, it’s common to have a police officer pull your car over for a routine check. What if the officer asks for your Car Insurance papers, and you don’t have them on you? This is where a duplicate Car Insurance Policy comes in handy. Here are some compelling reasons why you should have a duplicate Car Insurance Policy:

 

1. Legal compliance: According to Indian law, all vehicle owners must always carry a valid insurance policy while driving. If you do not possess your insurance papers with you during checks, you may have to pay a fine or face legal issues.
 

2. Ease of access: You can access a digital copy of your Car Insurance anywhere, at any time. Whether you’re renewing your policy online from home or showing it to an officer while travelling, you can just pull it up on your smartphone.
 

3. Quick claims processing: If you get into an accident by some misfortune, you can speed up your claims process by having a duplicate copy of your insurance. This ensures that you get timely assistance and coverage.
 

4. Peace of mind: Having a backup of your insurance document is always a confidence boost and reduces stress during your driving experience.

 

How to Download a Duplicate Car Insurance Policy Online

If there’s something easier than ordering pizza, it’s downloading a duplicate vehicle insurance copy online! Here’s how you can get a digital copy of your Car Insurance in a few easy steps:

 

1. Visit your insurer’s website or app: Log into your account on the official website or app of your insurer. Most major insurance companies in India have user-friendly platforms.

 

2. Access the policy section: Explore and navigate to the section where you can see the details of your policies. “My Policies”, “Policy Details”, or “Customer Portal” are some common names for this section.

 

3. Authenticate your identity: Most insurance providers will need verification and authentication of your identity with your policy number, registered mobile number, email ID, or any other way. This is a crucial step to ensure the security of your information.

 

4. Download duplicate Car Insurance Policy: Once your identity has been verified, you will be able to download your policy document in PDF format. The link to it is labelled something along the lines of “Download Insurance Policy by Policy Number”
 

5. Save or print: You can save the document on your computer or smartphone for easy access the next time you need it. You can also print out a hard copy for your records.

 

How to Download a Duplicate Car Insurance Policy from Shriram General Insurance

If you’re a Shriram Car Insurance Policyholder, your quest to download a duplicate Car Insurance Policy online is easy. All you have to do is follow these simple steps:

 

Step 1: Visit Shriram General Insurance’s Policy Download Page. 

 

Step 2: You will see two options—download insurance policy by policy number or by vehicle number. Depending on your choice, enter your details in the respective fields. Click on the “Submit” button.

 

Step 3: You will receive an OTP on your registered mobile number. Enter the OTP in the given space to verify your identity. 

 

Step 4: After successful verification, you will be able to see your policy details. Click on the “Download” button to get your duplicate Car Insurance Policy in PDF format. Save the document on your device for easy access, or print a hard copy for your records.

 

As a Shriram Car Insurance Policyholder, you can easily download your duplicate vehicle insurance copy in a jiffy!

 

How to Download Duplicate Car Insurance Policy from the MoRTH Website (Parivahan) or mParivahan App

Using the Parivahan Website

1. Visit the Parivahan Website.
 

2. On the homepage, click on the hamburger menu. Under the "Online Services" tab, select “Vehicle-Related Services.”
 

3. Select the state name where your vehicle is registered.
 

4. Provide your vehicle registration number, the last five digits of your chassis number or engine number, and your mobile number.
 

5. Enter the OTP sent to your registered mobile number.
 

6. Once authenticated, navigate to the ‘View Documents’ or similar section. Here, you can find and download your insurance policy by policy number in a PDF format.

 

Using the mParivahan App

1. If you do not have the app, download the mParivahan app from the Google Play Store or Apple App Store.
 

2. Open the app and either register or log in using your credentials.
 

3. Navigate to the ‘RC & Insurance’ section and add your vehicle by entering the registration number.
 

4. Once your vehicle is added, you can view its insurance details.
 

5. Look for the option to download your duplicate vehicle insurance copy and save it on your device.

 

How To Get a Duplicate Car Insurance Policy Offline

If you prefer the traditional way of having a good old hard copy, or if you’re facing issues with accessing your documents online, you can obtain a duplicate Car Insurance Policy through offline methods. Here they are:
 

1. Visit the nearest branch of your insurance provider: You can obtain a physical duplicate of your vehicle insurance policy by visiting the nearest branch of your insurer. Make sure that you carry proper identification and any available details of your original policy, like the policy number or the vehicle registration number.

 

2. Fill out a request form: The branch will have a request form to apply for a duplicate copy of your insurance policy. Fill it out neatly with all the necessary details, and include the reason for your request

 

3. Provide necessary documentation: You may need to submit certain documents apart from your identification documents, like an affidavit or FIR (in case the original policy was lost or stolen). The required documents may differ from insurer to insurer.

 

4. Pay the nominal fee: There may be a nominal fee involved when you apply for a duplicate insurance policy. Pay the fee to submit your request for a duplicate Car Insurance Policy.

 

5. Collect your policy: Once your request has been processed, your insurer will provide you with a duplicate policy. You can get it immediately or have it mailed to you.

 

Wrapping Up

Knowing how to download a duplicate Car Insurance Policy online and obtaining a hard copy ensures that you never have to be in a situation where you fumble for your insurance papers! We hope our guide helps you be more prepared.

If you are a Shriram Car Insurance Policyholder, you are guaranteed a seamless online experience that lets you quickly download your insurance policy by policy number or vehicle details. With Shriram Car Insurance, you can choose from a wide range of policies. Not only that – there is zero paperwork involved and 24/7 customer support for any queries. So, get assistance anywhere and anytime for all your Car Insurance needs!

 

FAQs

1. What should I do if I lose my original Car Insurance Policy?

If you lose your original policy papers, you can easily download a duplicate Car Insurance Policy online through your insurance provider’s website or mobile app. You can also visit the nearest branch of your insurer and request a duplicate copy.

 

2. Is there a fee for downloading a duplicate Car Insurance Policy online?

Downloading a duplicate Car Insurance Policy online is usually not charged by most insurance providers. However, there may be a nominal fee involved for obtaining a duplicate copy of your Car Insurance papers offline. 

There is no charge for downloading a Shriram General Car Insurance Policy.

 

3. Can I download a duplicate insurance copy without my policy number?

Yes, you can use your vehicle details on the insurer’s website or app to download a duplicate insurance copy. You can contact your insurance provider’s customer support to assist you in retrieving your policy number with your personal and vehicle details. 

 

4. How long does it take to get a duplicate Car Insurance Policy offline?

The time to receive a duplicate Car Insurance Policy offline differs from insurer to insurer, based on their processes. It can take anywhere from a few hours to a few days. Check with your insurance provider for more specific details.

 

5. Is a digital copy of my insurance valid?

Yes, a digital copy of your Car Insurance is valid and accepted by Indian authorities. However, carrying a physical copy as a backup in case of technical issues or network problems is advised.