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  • Overview
  • Features And Benefits
  • Third-Party Two-Wheeler Insurance
  • Comprehensive Two-Wheeler Insurance
  • Calculate Premium
  • Save On Premium
  • Renewal Benefits
  • IDV in Bike Insurance
  • NCB
  • Zero Depreciation Bike Insurance
  • Roadside Assistance
  • New Bike Insurance
  • Engine Protection Cover add-on
  • Deductibles
  • Types of Shriram Two-Wheeler Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Bike Insurance Premium Calculator
  • Terminologies
  • Policy Download
  • FAQs
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How to Save on your Shriram Two-Wheeler Insurance Premium?

There are several ways to save the cost of your Two-Wheeler insurance premiums. By taking these factors into consideration, individuals can save on their spending on Two-Wheeler insurance premiums

Policy Type

Shriram General Insurance offers a variety of two-wheeler insurance plans . Insureds can choose Third-Party or comprehensive coverage for their vehicles. A comprehensive two-wheeler insurance policy is recommended for better coverage

Selection of Add-ons

It is important to purchase necessary add-ons for additional protection. However, adding random add-ons to a two-wheeler insurance policy will increase the premium

Deductibles

The deductible is the amount of money that is deducted from the claim settlement, which you have to pay before your insurance company covers the rest. Higher voluntary deductibles result in lower premiums, but also mean that you have to pay more from your own pocket if you need to file a claim

 No Claim Bonus

No Claim Bonus on Own-Damage Premiums is possible if you have never claimed any own damages from your insurance company in the previous policy period

Installing Anti-Theft Devices

If you’ve taken special measures to keep your bike from getting stolen, you have an opportunity to save on your Two-Wheeler Insurance premium. Install an anti-theft device (approved by ARAI) on your vehicle to receive this benefit

Frequently Asked Questions

How can I save on the premium for Two-Wheeler Insurance in India?

One can save on the premium for Two-Wheeler Insurance in India by choosing a preferable voluntary deductible, selecting long-term policies, renewing policy on-time and installing safety devices in the vehicle. Additionally, one can compare different policies available to get the right coverage at a reasonable pricing

Does the Two-Wheeler Insurance premium calculator calculate premiums accurately?

The Two-Wheeler Insurance premium calculator takes into account all the relevant factors to provide accurate premium estimation. This ensures that policy holders can make an informed decision while purchasing a Two-Wheeler Insurance policy

Does comprehensive Two-Wheeler Insurance cover natural disasters?

Yes, comprehensive Two-Wheeler Insurance covers damages or losses to the insured vehicle due to natural disasters such as floods, earthquakes and cyclones

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Non-Renewal vs. Cancellation: Key Differences in Car Insurance

Non-Renewal vs Cancellation: Key Differences in Car Insurance

Posted on 2025-03-06 12:22:56

The purpose of Car Insurance is to provide monetary security against theft, accidents, and other unforeseen circumstances. However, in some cases, a policyholder's coverage can be cancelled or fail to be renewed. There is a significant difference between the terms "Car Insurance cancellation" and "Car Insurance non-renewal,". Many Indian car owners mistakenly assume these terms to be interchangeable. Since your insurance status impacts your ability to drive legally, renew coverage, and obtain better premium prices in the future, you must comprehend these differences. In this blog, we will look at both circumstances, what they mean, and how to mitigate unexpected coverage gaps.

Whether a Car Insurance Claim Can Be Possible Without a Driving Li

Whether a Car Insurance Claim Can Be Possible Without a Driving Licence ?

Posted on 2025-03-03 12:25:16

Consider this scenario: As you start your car in a hurry for a weekend road trip or a conference, you realise that your driver's license is missing. The "what if" possibilities suddenly begin to play in your mind. "What if my Car Insurance claim is rejected because I don’t have my license?" It is a valid concern, one that many car owners in India face. Driving without a license is against the law, and you cannot make a claim and are automatically disqualified if you are caught. In this blog, we’ll unravel the legalities, procedural details, and solutions—like the Loss of License add-on—to help you stay prepared for such situations. Whether it’s about filing a claim, understanding document requirements, or purchasing useful add-ons, we’ve got you covered.

Does Your Car Insurance Policy Cover Fire Damage?

Does Your Car Insurance Policy Cover Fire Damage?

Posted on 2025-02-28 12:46:27

When you think of Car Insurance, fire damage might not be the first thing that springs to mind. But it's crucial to comprehend the specifics of fire protection in your plan. This is particularly important in a location like India, where unexpected fires can be caused by a variety of factors, including weather, driving conditions, and even electrical problems. This blog will discuss whether Car Insurance covers fire damage, which types of policies do, and how to file a claim for an incident involving fire.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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