Features of Shriram Two-Wheeler Insurance

Non-Renewal vs Cancellation: Key Differences in Car Insurance

Posted on 2025-03-06 12:22:56

The purpose of Car Insurance is to provide monetary security against theft, accidents, and other unforeseen circumstances. However, in some cases, a policyholder's coverage can be cancelled or fail to be renewed. There is a significant difference between the terms "Car Insurance cancellation" and "Car Insurance non-renewal,". Many Indian car owners mistakenly assume these terms to be interchangeable. Since your insurance status impacts your ability to drive legally, renew coverage, and obtain better premium prices in the future, you must comprehend these differences. In this blog, we will look at both circumstances, what they mean, and how to mitigate unexpected coverage gaps.

Whether a Car Insurance Claim Can Be Possible Without a Driving Licence ?

Posted on 2025-03-03 12:25:16

Consider this scenario: As you start your car in a hurry for a weekend road trip or a conference, you realise that your driver's license is missing. The "what if" possibilities suddenly begin to play in your mind. "What if my Car Insurance claim is rejected because I don’t have my license?" It is a valid concern, one that many car owners in India face. Driving without a license is against the law, and you cannot make a claim and are automatically disqualified if you are caught. In this blog, we’ll unravel the legalities, procedural details, and solutions—like the Loss of License add-on—to help you stay prepared for such situations. Whether it’s about filing a claim, understanding document requirements, or purchasing useful add-ons, we’ve got you covered.

Does Your Car Insurance Policy Cover Fire Damage?

Posted on 2025-02-28 12:46:27

When you think of Car Insurance, fire damage might not be the first thing that springs to mind. But it's crucial to comprehend the specifics of fire protection in your plan. This is particularly important in a location like India, where unexpected fires can be caused by a variety of factors, including weather, driving conditions, and even electrical problems. This blog will discuss whether Car Insurance covers fire damage, which types of policies do, and how to file a claim for an incident involving fire.