Gray-Image
24*7 Claim Notifications

24*7 Claim Notifications

100% Paperless

100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

previous
  • Overview
  • Features And Benefits
  • Calculate Premium
  • Types of Personal Accident Insuance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
next

Calculate Premium for Shriram Personal Accident Insurance

How to Calculate Shriram Personal Accident Insurance Premium?

Shriram Personal Accident Insurance premium is calculated by a range of factors such as sum insured, type of policy, occupation, annual income, age and policy term

Sum Insured

In the event of accidental death or permanent disability, the maximum amount payable to the insured is determined by the sum insured

Occupation

Premiums for Personal Accident Insurance are determined based on the insured's occupation risk category and occupation

Annual Income

The sum insured for Personal Accident Insurance is typically calculated based on the insured's annual income

Age of the Insured

The Personal Accident Insurance premium is determined by taking the insured's age into consideration. The higher the person’s age, the higher the risk associated with it

Type of Policy

The plan and coverages selected by the insured influence the insurance premium. It is best to research and compare various plans before choosing the suitable one

Policy Term

Extending the coverage period by choosing a longer policy term will result in a higher premium. However, the insured can have enhanced protection throughout their policy term

Frequently Asked Questions

Why should I purchase Shriram Personal Accident Insurance?

Shriram Personal Accident Insurance policy will protect you and your loved ones against unforeseen events.

 It provides:

         • A fixed sum insured at the time of insured losses
         • Financial assistance at the time of demise or disability
         • Covers against emergency hospital expenses

Can I select any add-on riders with Shriram Personal Accident Insurance policy?

Yes, you can select any of the following add-on covers:

• Medical Expense Reimbursement
• Hospital Confinement Allowance
• Accidental Hospitalisation Cover
• Children’s Education Benefits
• Transportation of Mortal Remains

How is the premium for Shriram Personal Accident Insurance policy calculated?

The premium for Personal Accident Insurance is determined by:

        • Sum Insured
        • Occupation
        • Annual Income
        • Age
        • Policy Tenure
        • Type of Policy
        • Optional Add-ons
        • Dependents

What our customers say ?

4.6

1753+ Customer Ratings

View all
customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

left-arrowright-arrow
Quote

Blogs

Car Aerodynamics’ Impact on Speed, Safety, & Fuel Efficiency

How Car Aerodynamics Affects Speed, Safety, and Fuel Efficiency

Posted on 2025-12-23 09:43:57

Car aerodynamics influences speed, safety, and fuel economy by changing how air flows around a moving car. It employs downforce to keep the automobile stable and safe at high speeds, and it reduces drag to let cars go faster. It also has optimised airflow to reduce energy loss and make better use of fuel. These combined effects make active aerodynamics essential in both everyday and high-performance models. This blog simplifies what aerodynamics means and how it influences your car’s speed, safety, and fuel efficiency.

A Guide to Digital Car Keys and Cloud-Enabled Backup Cameras

Digital Car Keys and Cloud-Connected Backup Cameras

Posted on 2025-12-22 09:36:24

Do you often worry about what happens to your car when you leave it at the valet, or have a habit of unintentionally misplacing car keys? These are common concerns and instances that some car owners face. You can fix all this by using digital car keys and cloud-connected car cameras. Digital car key security will let you use your smartphone to open and lock your vehicle. It makes access easier and more flexible. Cloud-connected smart backup cameras go beyond basic reversing, helping you record incidents and storing them online. You can view this footage remotely to stay fully aware of what’s happening around and with your car. Together, these advanced technologies can help you reduce car-related stress and improve your vehicle’s safety. If you’re new to these technologies and wondering how they work and how they can benefit you, then read the full blog.

Enhance Driving Experiences with AI Dash Cams

AI-Powered Smart Dash Cams with Behaviour Analysis

Posted on 2025-12-19 11:55:16

India reported nearly 1,68,491 road accident-related deaths in 2022 alone because of the driver’s fault. This figure is a result of speeding, drunken driving, driving on the wrong side, jumping red lights, using a mobile phone while driving, and other reasons. These deaths could have been avoided had the drivers been attentive while driving. This is why more fleet companies and regular car owners are turning to AI dash cams. Unlike traditional dash cameras, these advanced car accessories monitor both the road ahead and the driver’s actions inside the cabin. They use machine learning and computer vision to monitor and analyse the driver’s behaviour. It helps the system detect risky actions, enabling real-time alerts to prevent road accidents. If you’re curious to learn how smart dash cameras help drivers become more attentive and careful to prevent road accidents, then you must read the full blog.

View all
Quick renewal Quick renewal
bimabharosa
Back to TopBack to top of the pageBack to top of the page

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Terms and Conditions |Refund and Cancellation© 2023 Shriram General Insurance. All rights reserved.