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  • Overview
  • Features And Benefits
  • Calculate Premium
  • Types of Personal Accident Insuance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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Calculate Premium for Shriram Personal Accident Insurance

How to Calculate Shriram Personal Accident Insurance Premium?

Shriram Personal Accident Insurance premium is calculated by a range of factors such as sum insured, type of policy, occupation, annual income, age and policy term

Sum Insured

In the event of accidental death or permanent disability, the maximum amount payable to the insured is determined by the sum insured

Occupation

Premiums for Personal Accident Insurance are determined based on the insured's occupation risk category and occupation

Annual Income

The sum insured for Personal Accident Insurance is typically calculated based on the insured's annual income

Age of the Insured

The Personal Accident Insurance premium is determined by taking the insured's age into consideration. The higher the person’s age, the higher the risk associated with it

Type of Policy

The plan and coverages selected by the insured influence the insurance premium. It is best to research and compare various plans before choosing the suitable one

Policy Term

Extending the coverage period by choosing a longer policy term will result in a higher premium. However, the insured can have enhanced protection throughout their policy term

Frequently Asked Questions

Why should I purchase Shriram Personal Accident Insurance?

Shriram Personal Accident Insurance policy will protect you and your loved ones against unforeseen events.

 It provides:

         • A fixed sum insured at the time of insured losses
         • Financial assistance at the time of demise or disability
         • Covers against emergency hospital expenses

Can I select any add-on riders with Shriram Personal Accident Insurance policy?

Yes, you can select any of the following add-on covers:

• Medical Expense Reimbursement
• Hospital Confinement Allowance
• Accidental Hospitalisation Cover
• Children’s Education Benefits
• Transportation of Mortal Remains

How is the premium for Shriram Personal Accident Insurance policy calculated?

The premium for Personal Accident Insurance is determined by:

        • Sum Insured
        • Occupation
        • Annual Income
        • Age
        • Policy Tenure
        • Type of Policy
        • Optional Add-ons
        • Dependents

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Blogs

Tips to Protect Your Car Paint from Bird Droppings & Tree Sap

How to Protect Your Cars Paint from Bird Droppings and Tree Sap

Posted on 2026-01-02 09:30:09

How would you respond if you leave your spotless car under a tree for a quick shopping spree but return to find it covered with bird droppings or tree sap? Many will become frustrated and angry as their gorgeous car now looks unsightly. The stains from tree sap and bird droppings may look harmless, but they’re chemically and physically attacking your car’s paint with their high acidic content. Bird droppings contain uric acid, which can etch and stain the clear paint coat rapidly. Similarly, the tree sap may fall as a sticky substance, but it can quickly harden and bond to your car’s paint. If this sap remains unchanged under intense sunlight, it can become painfully hard to remove, damaging the paint from its core. Thankfully, there are ways to protect your car paint from bird droppings or tree sap, which we have shared in this blog.

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You sit inside the car, turn on the AC, and start driving, only to realise the car’s AC isn’t cooling after being switched on for a few minutes. It’s a common scenario that many drivers have experienced. However, many drivers are still not aware of the causes that lead to such experiences. Maybe there’s a compressor fault, refrigerant leaks, or simply the air filters are clogged with dust. There can be several reasons for it. In this blog, we’re sharing the top car AC problems that typically affect the AC’s cooling abilities. Solutions and maintenance tips are also included.

Car Sunroof Maintenance: Tips to Avoid Leaks and Costly Repairs

Car Sunroof Maintenance: Tips to Avoid Leaks and Costly Repairs

Posted on 2025-12-31 09:18:43

Your car’s sunroof can make your rides enjoyable by letting fresh air inside during spring journeys and helping you see a clear sky during off-road trips. A sunroof is undoubtedly one of the most enjoyable features of a vehicle, but it requires routine maintenance to prevent instances of sunroof leaks. Lack of routine maintenance can lead to water seeping into your car’s cabin. Your sunroof may also get jammed mid-opening. The only way to prevent such instances is by keeping the sunroof’s seals, drains, and moving parts clean and well-lubricated at all times. We have shared really simple yet effective car sunroof maintenance tips in this blog, which can keep your sunroof in good working condition and prevent leaks.

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