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Shriram Personal Accident Insurance premium is calculated by a range of factors such as sum insured, type of policy, occupation, annual income, age and policy term
In the event of accidental death or permanent disability, the maximum amount payable to the insured is determined by the sum insured
Premiums for Personal Accident Insurance are determined based on the insured's occupation risk category and occupation
The sum insured for Personal Accident Insurance is typically calculated based on the insured's annual income
The Personal Accident Insurance premium is determined by taking the insured's age into consideration. The higher the person’s age, the higher the risk associated with it
The plan and coverages selected by the insured influence the insurance premium. It is best to research and compare various plans before choosing the suitable one
Extending the coverage period by choosing a longer policy term will result in a higher premium. However, the insured can have enhanced protection throughout their policy term
Shriram Personal Accident Insurance policy will protect you and your loved ones against unforeseen events.
It provides:
• A fixed sum insured at the time of insured losses
• Financial assistance at the time of demise or disability
• Covers against emergency hospital expenses
Yes, you can select any of the following add-on covers:
• Medical Expense Reimbursement
• Hospital Confinement Allowance
• Accidental Hospitalisation Cover
• Children’s Education Benefits
• Transportation of Mortal Remains
The premium for Personal Accident Insurance is determined by:
• Sum Insured
• Occupation
• Annual Income
• Age
• Policy Tenure
• Type of Policy
• Optional Add-ons
• Dependents
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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