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  • Overview
  • Features And Benefits
  • Calculate Premium
  • Types of Personal Accident Insuance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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Calculate Premium for Shriram Personal Accident Insurance

How to Calculate Shriram Personal Accident Insurance Premium?

Shriram Personal Accident Insurance premium is calculated by a range of factors such as sum insured, type of policy, occupation, annual income, age and policy term

Sum Insured

In the event of accidental death or permanent disability, the maximum amount payable to the insured is determined by the sum insured

Occupation

Premiums for Personal Accident Insurance are determined based on the insured's occupation risk category and occupation

Annual Income

The sum insured for Personal Accident Insurance is typically calculated based on the insured's annual income

Age of the Insured

The Personal Accident Insurance premium is determined by taking the insured's age into consideration. The higher the person’s age, the higher the risk associated with it

Type of Policy

The plan and coverages selected by the insured influence the insurance premium. It is best to research and compare various plans before choosing the suitable one

Policy Term

Extending the coverage period by choosing a longer policy term will result in a higher premium. However, the insured can have enhanced protection throughout their policy term

Frequently Asked Questions

Why should I purchase Shriram Personal Accident Insurance?

Shriram Personal Accident Insurance policy will protect you and your loved ones against unforeseen events.

 It provides:

         • A fixed sum insured at the time of insured losses
         • Financial assistance at the time of demise or disability
         • Covers against emergency hospital expenses

Can I select any add-on riders with Shriram Personal Accident Insurance policy?

Yes, you can select any of the following add-on covers:

• Medical Expense Reimbursement
• Hospital Confinement Allowance
• Accidental Hospitalisation Cover
• Children’s Education Benefits
• Transportation of Mortal Remains

How is the premium for Shriram Personal Accident Insurance policy calculated?

The premium for Personal Accident Insurance is determined by:

        • Sum Insured
        • Occupation
        • Annual Income
        • Age
        • Policy Tenure
        • Type of Policy
        • Optional Add-ons
        • Dependents

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MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

India’s Top Car-Themed Cafes and Restaurants

Car-Themed Cafe and Restaurants Across India: Where Automotive Meets Dining

Posted on 2025-12-01 12:59:45

The rising popularity of car-themed cafes in India indicates that the country’s dining scene is no longer just about food; it’s about the experience. Car-themed restaurants in India are growing rapidly because they blend the thrill of automobiles with the joy of eating out. Together, they create unique venues where decor, ambience, and themes are as much a part of the experience as the dishes themselves. This unique experience delights both automobile enthusiasts and casual diners alike. If you’re looking for a concept dining experience that combines playfulness, nostalgia, Insta-worthy backgrounds, and delicious food, then you must visit the automotive restaurants in India listed in this blog.

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Using a phone while driving is both risky and illegal in India, except when using hands-free devices. If you want to use your phone while driving, whether for entertainment or direction purposes, installing it on a phone mount for a car is a smarter option. This simple car accessory keeps your eyes on the road while keeping your phone within reach. Beyond safety, car mounts are also necessary for legal compliance. In this blog, you will find the five best car phone mounts that can simplify your driving experience.

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The rush among major corporations to lead market disruption has given us smart car voice assistants that simplify everyday driving experiences. Google Assistant and Alexa in car environments can help you with every task that you could have asked for. From asking these voice assistants to share a better route to the office to calling someone from your contact list, they can do it effortlessly. While both are excellent car accessories, they’re not entirely the same. In this blog, we’ve shared a comparative analysis between the two so you can decide which is better for your car.

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