GST Effect on Car Insurance Premiums in India: 2026 Guide
Posted on 2026-04-03 06:45:46
GST Effect on Car Insurance Premiums in India: 2026 Guide
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Shriram Personal Accident Insurance
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- Overview
- Features And Benefits
- Calculate Premium
- Types of Personal Accident Insuance
- Coverages
- Compare Plan
- Premium Components
- Eligibility and Required Documents
- Buy / Renew
- Claim Process
- Terminologies
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- FAQs
Calculate Premium for Shriram Personal Accident Insurance
How to Calculate Shriram Personal Accident Insurance Premium?
Shriram Personal Accident Insurance premium is calculated by a range of factors such as sum insured, type of policy, occupation, annual income, age and policy term
Sum Insured
In the event of accidental death or permanent disability, the maximum amount payable to the insured is determined by the sum insured
Occupation
Premiums for Personal Accident Insurance are determined based on the insured's occupation risk category and occupation
Annual Income
The sum insured for Personal Accident Insurance is typically calculated based on the insured's annual income
Age of the Insured
The Personal Accident Insurance premium is determined by taking the insured's age into consideration. The higher the person’s age, the higher the risk associated with it
Type of Policy
The plan and coverages selected by the insured influence the insurance premium. It is best to research and compare various plans before choosing the suitable one
Policy Term
Extending the coverage period by choosing a longer policy term will result in a higher premium. However, the insured can have enhanced protection throughout their policy term
Frequently Asked Questions
Why should I purchase Shriram Personal Accident Insurance?
Shriram Personal Accident Insurance policy will protect you and your loved ones against unforeseen events.
It provides:
• A fixed sum insured at the time of insured losses
• Financial assistance at the time of demise or disability
• Covers against emergency hospital expenses
Can I select any add-on riders with Shriram Personal Accident Insurance policy?
Yes, you can select any of the following add-on covers:
• Medical Expense Reimbursement
• Hospital Confinement Allowance
• Accidental Hospitalisation Cover
• Children’s Education Benefits
• Transportation of Mortal Remains
How is the premium for Shriram Personal Accident Insurance policy calculated?
The premium for Personal Accident Insurance is determined by:
• Sum Insured
• Occupation
• Annual Income
• Age
• Policy Tenure
• Type of Policy
• Optional Add-ons
• Dependents
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