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Shriram Personal Accident Insurance Add-on Covers

Hospital Confinement Allowance

If one claims an accidental death and temporary total disability, Shriram Personal Accident Insurance will pay Rs.1000/- for each complete calendar day of hospitalisation for an accidental injury. However, the insurer will limit the amount paid under this cover for each policy period to Rs. 30, 000/-

Accidental Hospitalisation Cover

If the insured meets with an accident resulting in bodily injury during the policy period and is hospitalised for twenty-four (24) hours or more, the insurer will reimburse the medical expenses. The reimbursement includes hospital accommodation, emergency room, intensive care unit, nursing care, fees of physicians, charges for laboratory tests, prescription medicines or drugs, therapeutics, anaesthetics, transfusions, artificial limbs or eyes, x-rays, prosthetic appliances, medical consumables and ambulance charges

Medical Expense Reimbursement

Shriram Personal Accident Insurance will reimburse the costs of necessary medical treatment for the insured obtained from a medical practitioner due to an accidental injury

Modification of Residential Accommodation and Vehicle

In the event of injury, Shriram Personal Accident Insurance will reimburse up to a maximum amount of the sum insured to modify the insured person's residence or own vehicle on account of permanent total disability as per the advice of the treating/ attending medical practitioner

Key Features of Shriram Personal Accident Insurance

Premium

Starts @ ₹48*/- for a Sum Insured of 1 lakh (Risk I category premium - exclusive of GST)

Add-ons

Transportation of Mortal Remains, Hospital confinement Allowance, Accidental Hospitalisation Cover, etc.

Claim Process

Quick and Hassle-free Claim Settlement Process

Exclusive for Children’s Education

One-time payment of 2% of the sum insured under death and permanent total disability claim benefits Superfast policy Process

Ambulance Expenses

Available

Worldwide Hospitalisation Coverage

Available

Key Features of Shriram Personal Accident Insurance

Frequently Asked Questions

How many children are covered under Shriram Personal Accident Insurance policy?

The first two dependent children are covered under Shriram Personal Accident Insurance policy

What our customers say ?

4.6

1753+ Customer Ratings

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MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

ANIL KUMAR HP

Good

VAISHALI VAIBHAVKUMAR PANDYA

very good

CHAUDHARI JASAVANTKUMAR

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AKRAM KHAN

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Blogs

What Is the Difference Between Toll and Road Tax?

Posted on 2025-04-16 12:47:14

How is road tax different from toll tax? It all comes down to their objectives and payment methods. State governments in India levy road taxes at the time of vehicle registration as a one-time or recurring payment to fund road construction and maintenance. Toll charges are only applied while using specific highways, motorways, or bridges to assist in recouping the costs of constructing and operating these roads. Think of it this way: Road taxes work similarly to membership fees, providing access to all state roadways, regardless of whether you use them. Toll tax is a pay-as-you-go service, meaning you only pay when you use a particular road or bridge that needs additional investment. Knowing these taxes enables car owners to control spending and stay out of trouble with the law. Let us examine them in more detail.

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Planning for retirement is one of the most fundamental elements of long-term financial stability. Two of the most favoured retirement savings plans in India are the National Pension System (NPS) and the Employees' Provident Fund (EPF). Considering their special benefits, many people are curious about the possibility of transferring money from EPF to NPS or vice versa. This article discusses the possibility of such a transfer, as well as the tax ramifications and legal procedures involved.

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In India, where air pollution is becoming a major problem, following eco-friendly driving tips is not only a choice—it is a need. Transportation is a significant source of carbon emissions, and each automobile on the road contributes in some way. Although converting to alternative fuel cars is the best option, little adjustments to driving practices may still greatly impact fuel consumption and pollution reduction. From boosting fuel economy to properly maintaining your vehicle, this article provides practical strategies to drive more sustainably on Indian roads.

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Ensure Safety with Shriram Personal Accident Insurance