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Terminologies
Claim Process
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Shriram Personal Accident Insurance Add-on Covers

Hospital Confinement Allowance

If one claims an accidental death and temporary total disability, Shriram Personal Accident Insurance will pay Rs.1000/- for each complete calendar day of hospitalisation for an accidental injury. However, the insurer will limit the amount paid under this cover for each policy period to Rs. 30, 000/-

Accidental Hospitalisation Cover

If the insured meets with an accident resulting in bodily injury during the policy period and is hospitalised for twenty-four (24) hours or more, the insurer will reimburse the medical expenses. The reimbursement includes hospital accommodation, emergency room, intensive care unit, nursing care, fees of physicians, charges for laboratory tests, prescription medicines or drugs, therapeutics, anaesthetics, transfusions, artificial limbs or eyes, x-rays, prosthetic appliances, medical consumables and ambulance charges

Medical Expense Reimbursement

Shriram Personal Accident Insurance will reimburse the costs of necessary medical treatment for the insured obtained from a medical practitioner due to an accidental injury

Modification of Residential Accommodation and Vehicle

In the event of injury, Shriram Personal Accident Insurance will reimburse up to a maximum amount of the sum insured to modify the insured person's residence or own vehicle on account of permanent total disability as per the advice of the treating/ attending medical practitioner

Key Features of Shriram Personal Accident Insurance

Premium

Starts @ ₹48*/- for a Sum Insured of 1 lakh (Risk I category premium - exclusive of GST)

Add-ons

Transportation of Mortal Remains, Hospital confinement Allowance, Accidental Hospitalisation Cover, etc.

Claim Process

Quick and Hassle-free Claim Settlement Process

Exclusive for Children’s Education

One-time payment of 2% of the sum insured under death and permanent total disability claim benefits Superfast policy Process

Ambulance Expenses

Available

Worldwide Hospitalisation Coverage

Available

Key Features of Shriram Personal Accident Insurance

Frequently Asked Questions

How many children are covered under Shriram Personal Accident Insurance policy?

The first two dependent children are covered under Shriram Personal Accident Insurance policy

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Blogs

5 Phases of a New Car Insurance Policy Journey

Posted on 2024-12-20 07:04:51

There is more to online Car Insurance than merely pressing a button. Finding the ideal coverage for your specific needs involves several steps. To simplify the process, we've broken down the major phases of purchasing Car Insurance into straightforward steps. Keep reading to learn how to manage this process easily!

New Car vs. Old Car Insurance: Key Differences Explained

Posted on 2024-12-19 10:34:20

There are a number of factors to take into account when purchasing a car, whether new or old, including Car Insurance. The insurance policy for a used car may emphasise cost-effectiveness as well as essential protection. A new car, on the other hand, usually needs comprehensive coverage in order to maintain its value. To assist you in making an educated choice that complements your car's specifications and your lifestyle, we will explain the differences between buying an insurance policy for a new car versus an old car in this blog.

How to Change the Address in Your Car Insurance Policy

Posted on 2024-12-19 07:07:41

Moving homes involves a large list of changes. This usually includes new utility connections, changing mailing addresses in bank accounts, and updating official documents. One of the most important things is to ensure that your Car Insurance coverage reflects your current address. In this guide, we'll explain why, when, and how to update your address in your Car Insurance Policy, enabling a smooth journey ahead.

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Ensure Safety with Shriram Personal Accident Insurance