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  • Overview
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  • Key Features
  • Terminologies
  • Claim Process
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Shriram Personal Accident Insurance Add-on Covers

Hospital Confinement Allowance

Hospital Confinement Allowance

If one claims an accidental death and temporary total disability, Shriram Personal Accident Insurance will pay Rs.1000/- for each complete calendar day of hospitalisation for an accidental injury. However, the insurer will limit the amount paid under this cover for each policy period to Rs. 30, 000/-

Accidental Hospitalisation Cover

Accidental Hospitalisation Cover

If the insured meets with an accident resulting in bodily injury during the policy period and is hospitalised for twenty-four (24) hours or more, the insurer will reimburse the medical expenses. The reimbursement includes hospital accommodation, emergency room, intensive care unit, nursing care, fees of physicians, charges for laboratory tests, prescription medicines or drugs, therapeutics, anaesthetics, transfusions, artificial limbs or eyes, x-rays, prosthetic appliances, medical consumables and ambulance charges

Medical Expense Reimbursement

Medical Expense Reimbursement

Shriram Personal Accident Insurance will reimburse the costs of necessary medical treatment for the insured obtained from a medical practitioner due to an accidental injury

Modification of Residential Accommodation and Vehicle

Modification of Residential Accommodation and Vehicle

In the event of injury, Shriram Personal Accident Insurance will reimburse up to a maximum amount of the sum insured to modify the insured person's residence or own vehicle on account of permanent total disability as per the advice of the treating/ attending medical practitioner

Key Features of Shriram Personal Accident Insurance

Premium

  • Starts @ ₹48*/- for a Sum Insured of 1 lakh (Risk I category premium - exclusive of GST)

Add-ons

  • Transportation of Mortal Remains, Hospital confinement Allowance, Accidental Hospitalisation Cover, etc.

Claim Process

  • Quick and Hassle-free Claim Settlement Process

Exclusive for Children’s Education

  • One-time payment of 2% of the sum insured under death and permanent total disability claim benefits Superfast policy Process

Ambulance Expenses

  • Available

Worldwide Hospitalisation Coverage

  • Available
Key Features of Shriram Personal Accident Insurance

Frequently Asked Questions

How many children are covered under Shriram Personal Accident Insurance policy?

The first two dependent children are covered under Shriram Personal Accident Insurance policy

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Blogs

Consumables Cover in Car Insurance

What is a Consumable Cover in Car Insurance?

Posted on 2025-02-24 06:08:21

In Car Insurance, a Consumables Cover is an add-on that pays for the price of necessary parts that are depleted during repairs, such as lubricants, nuts, bolts, brake fluid, and engine oil. You would have to pay for these things out of pocket unless you had this add-on because they are not covered by your regular Car Insurance Policy. When your car is in an accident and needs repairs, for instance, your insurance company will pay for the majority of the damage, but you won't get your money back for consumables like coolant, grease, or washers unless you have this kind of coverage. While it might not seem like much, these costs can mount up, particularly for high-end cars or frequent drivers. In this blog, we'll go over what is Consumables Cover in Car Insurance, the advantages, exclusions, claim procedure, and whether or not it's worth adding to your policy.

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Road trips provide excitement, independence, and amazing memories—but are also riddled with uncertainties. Unexpected failures or accidents may ruin your travel, whether on Himalayan roads or seaside trails. For this reason, it's crucial to have the appropriate insurance when travelling by car. You can concentrate on the road ahead with a well-thought-out Car Insurance plan that provides financial protection against damages, breakdowns, and third-party liabilities. To keep you ready for a hassle-free journey, we'll go over the best insurance coverage, essential add-ons, and a checklist for Car Insurance.

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Car Insurance for Hybrid Cars: A Complete Guide

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As environmentally friendly transportation gains popularity, hybrid cars are becoming increasingly popular among Indian consumers. These vehicles are a wise investment because they balance reduced emissions and fuel economy. However, owning a hybrid vehicle also means one must be well-informed about its insurance needs. Since hybrid vehicles come with advanced technology and expensive components, securing the right Car Insurance for hybrid cars in India is essential to protect your investment and ensure hassle-free ownership. In this guide, we’ll explore everything you need to know about hybrid Car Insurance in India, including its benefits, coverage details, and how to choose the best policy for your vehicle.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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