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Third-Party Passenger Carrying Vehicle Insurance
Comprehensive Passenger Carrying Vehicle Insurance
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Types of Passenger Carrying Vehicle Insurance
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Types of Shriram Passenger Carrying Vehicle Insurance

The Shriram Passenger Carrying Vehicle Insurance policy online offers a variety of add-ons at an additional premium for your additional safety

Comprehensive Coverage

A comprehensive passenger carrying vehicle insurance policy provides overall coverage for the insured commercial passenger carrying vehicle. It provides the benefits of Third-Party (TP) coverage (coverage against third-party liabilities) and Own Damage coverage (covers damage/losses incurred to the policy owner and his vehicle). With the Shriram Passenger Carrying Vehicle Insurance policy, a Compulsory Personal Accident (CPA) cover of Rs. 15,00,000/- will always be included at an affordable premiu

Coverage includes

- Third-Party Vehicle Owner Injury
- Third-Party Property Damages
- Accidental Damages
- Natural Calamities
- Man-made Disasters
- Third-Party Vehicle Damages
- Natural Calamities
- Theft
- Strike/Riot
- Add-ons*

Third-Party Insurance

According to Section 146 of the Indian Motor Vehicles Act, 1988, the Third-Party (TP) passenger carrying vehicle insurance is mandatory for all commercial passenger vehicles. A Third-Party (TP) liability passenger carrying vehicle insurance protects the insured from any third-party liabilities (opponent vehicle driver injury, vehicle or property damage). If the insured vehicle causes "third-party" property damage, Shriram General Insurance will compensate up to Rs. 7,50,000/- as specified in the policy. Shriram Passenger Carrying Vehicle Insurance policy provides unlimited third-party personal liability coverage to the third-party accidental death/injury caused by the insured vehicle

Coverage includes

Third-Party Vehicle Owner Injury
Third-Party Vehicle Damages

Shriram Passenger Carrying Vehicle Insurance Add-on Covers

Nil Depreciation

In a nil depreciation passenger carrying vehicle insurance policy, the insurer pays the entire claim amount without considering the depreciation of the vehicle's value. This add-on feature, on the other hand, is highly advisable for everyone because it eliminates the owner's additional repair expenses

Personal Accident Cover

It is mandatory to have a Personal Accident Cover as per Indian law. It provides coverage for any bodily injury or death of the owner-driver in case of any unfortunate events

Roadside Assistance

In case of an accident or breakdown, Roadside Assistance cover will provide the insured with immediate assistance. It includes providing breakdown support to insureds, tyre repair service, battery assistance and towing facility to the nearest garage, among others

Motor Protection

In the event of an accident involving an insured vehicle, Shriram Passenger Carrying Vehicle Insurance policy provides the insured with an advocate to guide and defend before the police and judicial magistrates

Frequently Asked Questions

Mention some of the Shriram Passenger Carrying Vehicle Insurance policy add-ons?

Nil Depreciation
Personal Accident Cover
Roadside Assistance
Motor Protection

How does Zero Depreciation add-on cover work?

In the event of accidental damage, the total cost of replacing vehicle parts can be claimed without depreciation costs

What are the factors to look for while purchasing Passenger Carrying Vehicle Insurance online?

Check for convenience, affordable premiums and quick claim settlement
Select the policy coverage based on your requirements
Check for the different policies available with the insurer
Select the necessary add-on covers for enhanced protection
Choose an insurance provider with a high claim settlement ratio

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Quick renewal

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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