24*7 Claim Notifications
Almost 100% Paperless
Best Claim settlement Awards 2022
Shriram Motor Insurance policy has three types of insurance plans. They are Comprehensive, Standalone Own Damage (OD) and Third-Party (TP) insurance policies, depending on the scope of the coverage
Types of Shriram Motor Insurance
A Comprehensive Motor Insurance policy is the most preferred motor insurance coverage option. It provides the benefits of Third-Party (TP) coverage (coverage against third-party liabilities) and Own Damage coverage (covers damage/losses incurred to the insured and their vehicle). It also covers accidents, fire, natural disasters, man-made disasters (riots/strikes) and theft of the insured vehicle. With the Comprehensive Motor Insurance policy, Compulsory Personal Accident (CPA) cover of Rs. 15,00,000/- will always be included at an affordable premium
Coverage includes:
Standalone Own Damage (OD) motor insurance policy aids in protecting your vehicle from damages caused by unforeseen mishaps like accidents, theft, natural and man-made disasters. An OD insurance policy does not cover any third-party liabilities. Having an Own Damage motor insurance policy act as a safety shield for the insured vehicle. One can purchase Own Damage cover along with Compulsory Third-Party insurance and personal accident cover for an extensive protection
Coverage includes:
In India, Third-Party (TP) Motor Insurance is mandatory by law. A Third-Party (TP) liability motor insurance policy protects the insured against third-party liabilities. The policy provides coverage if your vehicle damages another person's vehicle/property or causes injury/death to a third-party vehicle owner. If your vehicle causes “third-party” property damage, Shriram General Insurance Company will offer compensation up to Rs. 1,00,000/- for two-wheelers and Rs. 7,50,000/- in the case of private cars. Unlimited third-party personal liability coverage will be provided, i.e. whatever the court awards as your liability to the third-party due to accidental death or injuries caused by your vehicle
Coverage includes
Choose any add-on or all of them at an additional premium for your additional safety with Shriram Motor Insurance policy
In case of accidental damage, an insured can claim the total cost of replacing vehicle parts if he/she owns a Zero Depreciation cover. There will be no deduction for depreciation on damaged vehicle parts
Daily Reimbursement is an add-on cover that reimburses for using a private vehicle while their own vehicle is being repaired. The maximum reimbursement amount and time period are provided as per the motor insurance policy guidelines
In case any motor accident arises out of the use of an insured vehicle, Shriram Motor Insurance policy will provide an advocate to guide or/and defend you from police and judicial magistrate proceedings only
Return to Invoice coverage allows an insured to receive compensation equal to the original invoice value of the vehicle (the vehicle's original purchase price), if the vehicle is stolen or suffers total loss
Personal belongings add-on cover helps with the loss of personal belongings from the locked vehicle, including vehicle accessories
During a vehicle breakdown, if an insured gets stuck in a risk-prone area such as highways and needs immediate alternate transport or hotel expenses, Shriram Motor Insurance’s Emergency Transport and Hotel Expenses cover will provide the necessary assistance
Keys are essential, but they might get misplaced or may be stolen at times. Here comes the Key Replacement add-on to save the insured at an additional cost
Your insurance policy is up for renewal.
Please renew your Insurance now for trouble-free driving.
Contact Shriram Support
IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
Quick
renewal
