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Vehicle Model

Maruthi Wagan R

Premium Amount

₹ 1326 +GST

NCB Discount

25 %

24*7 Claim Notifications

24*7 Claim Notifications

Almost 100% Paperless

Almost 100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

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Shriram Motor Insurance Coverages

  • What does the Shriram Motor Insurance Cover?
  • What does the Shriram Motor Insurance Not Cover?
01

Loss or Damage to your Vehicle

Coverage against any loss or damage caused to the vehicle due to the following natural and man-made calamities

02

Natural Calamities

Fire, explosions, self-ignition or lightning, earthquakes, floods, typhoons, hurricanes, storms, tempests, inundations, cyclones, hailstorms, frosts, landslides and rockslides

03

Man-made Disasters

Riots, strikes, malicious acts, terrorist activities, any violent activities are generally covered as man-made disasters

04

Accidental Damages

Burglary, theft, accidents by external means, any damage in transit by road, rails, inland waterways, lifts, elevators or air

05

Third-Party Personal Liability

Unlimited life coverage, i.e. whatever the court awards as your liability to the third-party due to accidental death or injuries caused by the vehicle, will be met by the insurer

06

Third-Party Property Liability

The insurer will compensate up to Rs. 100,000 for two-wheelers and Rs. 7,50,000 for private cars if your vehicle causes third-party property damage

01

Accident due to External Factors

Accidental loss or damage to the insured or any person driving with the knowledge and consent of the insured is under the influence of intoxicating liquor or drugs or wilful negligence

02

Extended Territory and Invalid Licence

Loss or Liability while the vehicle is used outside the scope of limitations of use and/or being driven by a person not duly licensed

03

Loss due to Nuclear/Radioactive Elements

Loss connected to nuclear or radioactivity or war and related activities is not covered under this policy

04

Other Accidental Losses

Consequential loss, Depreciation, wear and tear, mechanical and electrical breakdown/failure or breakages will not be covered by Shriram Car Insurance policy

05

Policy Deductibles

According to the IRDAI regulations, a compulsory deductible is an amount the insured must pay as part of their claim. The compulsory deductibles are not covered by Shriram Car Insurance policy

Frequently Asked Questions

What is a Compulsory Deductible?

A compulsory deductible is an integral part of the claim amount where the insured must pay certain part of the claim. The compulsory deductible amount is decided by the IRDAI

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vehicle

Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

Benefits Covered

Premium Amount

₹ 1326 +GST

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Settlement Award

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Customer Rating

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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