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Home Insurance Terminologies

Building/Structure

Building/Structure

In home insurance, building refers to the physical structure of the house

Contents

Contents

The contents of the house are its personal belongings. The home insurance will also cover belongings like furniture, jewellery, art works and appliances

Tenant Insurance

Tenant Insurance

Tenant home insurance is for people who lives in a rental house. This policy covers the renter's belongings, liabilities and extra living costs, if an insured loss or damage happens

Claim

Claim

An insurance claim is a formal request for reimbursement from the insurance provider for all the insured losses

Frequently Asked Questions

What is the reinstatement value of home insurance?

The cost of replacing or reinstating the insured property of a similar type but not providing more extensive features/contents than the insured property at the time of purchasing the insurance

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Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

Car Wash Frequency: How Much is Too Much?

Can Too Many Car Washes Damage Your Car?

Posted on 2025-04-29 07:05:00

In a nation like India, where dust, smog, rain, and bird droppings are commonplace, keeping your car clean is more than a matter of vanity—it's a need. Your car will inevitably get dirty, whether you're driving in Bengaluru traffic during the week or heading to Lonavala for a weekend road trip. As a result, a lot of vehicle owners plan frequent car washes, sometimes even several times a week. The million-rupee question is this: Can your car get damaged by too many car washes? In a nutshell, yes. If done incorrectly or too regularly, excessive washing can eventually cause corrosion, swirl marks, and paint damage. Let us break it down.

is it safe to use hands free phone in a car

Is It Safe to Use Hands Free Phone in a Car?

Posted on 2025-04-28 12:23:45

In India’s traffic-heavy cities, staying connected while driving feels almost necessary. That’s where the hands-free phone comes in — a legal, tech-friendly alternative to holding your phone. But here’s the thing: using a phone while driving, even hands-free, may follow the rules but still carries real risks. Legal doesn’t always mean safe. Let’s break down the benefits, the hidden dangers, and smarter ways to use road safety technology on the move.

Top Safety Items for Your Car Emergency Kit

Essential Tools Every Indian Car Owner Should Carry

Posted on 2025-04-28 07:22:43

Breakdowns happen without advance notice! You could be cruising one moment and, before you know it, you could have a car malfunction, leaving you stranded on the side of the road with your hazard lights blinking. Being prepared is an existential necessity in India since traffic and weather are unpredictable. That is where a well-stocked roadside emergency kit comes in. With the correct car emergency supplies, you can quickly get back on the road and make a stressful situation a bit more manageable.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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