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Shriram Fire Insurance Coverages

Choose the preferred add-on for enhanced protection at an additional premium with Shriram Fire Insurance policy

Types of Shriram Fire Insurance Coverages

Shriram Standard Fire and Special Perils Policy

The Standard Fire and Special Perils policy may cover various assets such as buildings, plant & mach stock and furniture, against loss or damage due to various unforeseen events such as fire, ligh explosion/implosion, aircraft damage, riot, strike and so on

  • What is Covered?
  • What is not Covered?
01

Fire, lightning, explosion/implosion

02

Aircraft damage

03

Riot, strike and malicious damage

04

Storms, cyclones, floods, tempests, hurricanes, tornados and inundation

05

Impact damage, subsidence and landslide including rockslide

06

Bursting and/or overflowing of water tanks, apparatus and pipes

07

Missile testing operations

08

Leakage from automatic sprinkler installations and bush-fire

01

Loss, destruction or damage caused by war/invasion

02

Act of foreign enemy hostilities or war-like operations (whether war be declared or not)

03

Civil war, mutiny or civil commotion

04

Military rising, rebellion, revolution, insurrection, military or usurped power

Industrial All Risk Policy

All industrial risks (other than risks rateable under Petrochemical Tariff) have an overall Sum Insured of Rs. 50 crores and above in one or more locations in India shall be eligible for the Industrial All Risks Policy

  • What is Covered?
  • What is not Covered?
01

Material Damage

  • Standard Fire & Special Perils
  • Burglary
  • Machinery Breakdown/Boiler Explosion/Electronic Equipment Insurance
02

Business Interruption

  • Fire Loss of Profit
  • Optional Cover: Machinery Loss of Profit
01

Faulty or defective design materials, inherent vice, latent defect, gradual deterioration, deformation, distortion, wear and tear

02

Interruption of the water supply, gas electricity, fuel systems or failure of the effluent disposal systems to and from the premise

Fire Loss of Profit Policy

The fire loss of profit policy operates in the event of damage to an insured's premises due to any event insured under the Standard Fire & Special Perils Policy, causing an interruption to the policy holder's business

  • What is Covered?
  • What is not Covered?
01

Loss of gross profit due to a reduction in turnover

02

The increased cost of working incurred in minimizing that loss of gross profit

03

Loss of wages

04

Lay off & retrenchment

05

Auditor/Accountant fees

06

Loss of goods lying at supplier's premises

07

Loss due to accidental failure of public electricity/gas/water supply

01

Loss, destruction or damage caused by war/invasion

02

Act of foreign enemy hostilities or war-like operations (whether war be declared or not)

03

Civil war, mutiny or civil commotion

04

Military rising, rebellion, revolution, insurrection, military or usurped power

Frequently Asked Questions

What do you mean by Standard Fire and Special Perils policy?

A comprehensive standard fire and special perils policy covering the physical loss or damage to insured property caused by fire and other perils

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

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Importance of Regular Suspension and Steering Checks

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When we think about car maintenance, we usually associate it with oil changes or brake pads. The suspension and steering systems, however, are the unsung heroes of your car's comfort and safety. These components are critical to achieving a smooth ride and precise handling. Overlooking their maintenance might result in discomfort, additional wear on other parts, and even accidents. Unfortunately, many drivers neglect these systems while doing normal maintenance. But disregarding suspension issues or poor steering isn’t just terrible for your comfort—it’s a serious safety concern. So, why is it so important to conduct routine suspension and steering system maintenance? Let’s break it down.

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In India, car wrapping is gaining popularity as a substitute for conventional car repainting. It is a novel and imaginative approach to personalising your car without permanently changing the original paint job. Car wrapping, which comes in a range of designs and finishes, protects the surface of the vehicle while enabling individual expression. This technique is a fantastic option for anyone who wishes to alter the look of their vehicle without committing to painting it, as it is not only reasonably priced but also reversible. By being aware of the many kinds of vehicle wraps, people can make well-informed choices based on their budget, practical requirements, and aesthetic preferences. Let us look at the different kinds of car wrapping available in the market.

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How to Fill RTO Form 22 for New Vehicle Registration

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A car must fulfil certain safety and environmental requirements before it can be allowed to be driven on Indian roads. The manufacturer's certification that the vehicle is roadworthy and satisfies the required emission standards, known as RTO Form 22, is one of the important documents attesting to this compliance. This form is quite important in the vehicle registration procedure, particularly for newly bought vehicles. Knowing how to properly fill out and submit RTO Form 22 guarantees a more seamless interaction with the Regional Transport Office (RTO). It keeps you in complete compliance with Indian traffic rules, regardless of whether you're a first-time car buyer or managing vehicle documentation for a fleet.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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