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Shriram General Insurance provides a range of coverage options for Electric Cars, tailored to meet varying needs and offer comprehensive protection. So, whether you need basic coverage or more extensive protection, Shriram General Insurance has a solution to suit your needs.
Shriram General Insurance's Comprehensive Insurance for electric cars is the go-to option for vehicle owners looking for all-inclusive protection. This policy covers various aspects of electric car insurance, combining third-party liability, own damage coverage, and optional add-ons. With this comprehensive policy, you can rest assured that your vehicle has protection against a wide array of accidents and perils.
This covers you against any legal liabilities arising from injury or damage to a third party due to an accident involving your vehicle.
Own Damage (OD) coverage is essential for protecting your EV from damages resulting from unforeseen incidents such as accidents, theft, natural disasters, and even man-made events.
Shriram General Insurance provides an extensive selection of add-ons to enhance your Comprehensive Insurance Policy, including Road Side Accident (RSA), Zero Depreciation, Personal Belongings coverage, and more.
The Own Damage (OD) coverage is included in a Comprehensive Insurance Policy but is also available as a standalone product for vehicles already covered by Third-Party insurance. This coverage provides protection for your vehicle against damage resulting from unforeseen events, including accidents, theft, natural disasters, and man-made incidents.
Accidents can happen anytime, and this coverage ensures that the damage to your vehicle is covered.
Fire incidents can lead to severe damage to your electric vehicle. With Own Damage coverage, you will have financial protection.
If your vehicle is caught in a strike or riot, this policy will cover you.
This policy offers financial coverage for man-made disasters, safeguarding your electric car against events such as strikes, riots, and other human-induced calamities.
Natural disasters such as floods and earthquakes can cause significant harm to your vehicle. Own Damage coverage extends protection in such scenarios.
If your electric car is stolen, this policy ensures you get compensation for your loss.
In India, it is mandatory to have Third-Party insurance irrespective of type of vehicle. This type of coverage for electric vehicles serves as a crucial shield, protecting automobile owners from liabilities arising due to third-party damages. Shriram General Insurance offers an excellent Third-Party coverage option that comes into play if your vehicle causes harm to another person's property or results in injury to a third party or the death of a third party.
This component covers legal liabilities arising from injuries or fatalities caused to third parties due to an accident involving your vehicle.
If your electric vehicle damages another person's property, this policy ensures you get coverage.
Shriram General Insurance offers personal liability coverage. It means that whatever the court defines and awards as your liability toward a third party due to accidental death or injuries caused by your EV, will be covered under your electric vehicle insurance policy.
Personal Accident (PA) coverage is a mandatory component by law, providing crucial coverage in the event of accident-caused injuries and death. In our website and app, this insurance will be preselected, offering convenience, but can be deselected if already covered under another insured vehicle.
In the unfortunate event of the insured's death due to an accident, the personal accident cover provides financial compensation to the nominee or beneficiary.
In cases where the insured sustains injuries resulting in permanent total disability, the cover offers a lump-sum benefit to help cope with the ensuing lifestyle changes and financial impact.
If the insured experiences permanent partial disability following an accident, the policy provides a predetermined payout based on the severity and impact of the disability.
In situations where the insured is temporarily unable to work due to accident-related injuries, the personal accident cover offers a regular income replacement to support the individual during the recovery period.
Some policies may include an optional provision for covering hospitalisation and medical expenses incurred due to an accident, providing additional financial relief during therecovery process.
Comprehensive Coverage is a policy offered by Shriram General Insurance that provides all-inclusive protection for electric vehicles. It combines third-party liability, own damage coverage, and optional add-ons to safeguard the vehicle against a wide range of accidents and perils.
Key features include coverage for third-party liability, own damage protection against accidents, natural calamities, man-made disasters, theft, and optional add-ons like Road Side Accident (RSA), Zero Depreciation, and Personal Belongings coverage.
Yes, the Own Damage (OD) coverage is available as a standalone product for vehicles already covered by Third-Party insurance. It provides protection for the vehicle against damage from accidents, theft, natural disasters, and man-made incidents.
Third-Party Coverage is mandatory in India and protects vehicle owners from liabilities arising due to third-party damages. It covers third-party injury or death, third-party property damages, and offers unlimited personal liability cover.
Personal Accident (PA) coverage is a mandatory component by law, providing crucial coverage in the event of accident-caused injuries and death. It includes coverage for accidental death, permanent total disability, permanent partial disability, compensation for temporary total disability, and optional coverage for hospitalisation expenses
Yes, the Personal Accident (PA) insurance is preselected in the website and app for convenience, but it can be deselected if already covered under another insured vehicle
The coverage includes protection against accidental death, permanent total disability, permanent partial disability, compensation for temporary total disability, and optional coverage for hospitalisation expenses incurred due to an accident
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