Dashcam Buyers Guide: Everything You Must Know

Posted:

21 March,2025

Updated:

21 March,2025

0 min read

A dash cam is a compact in-car camera that records video footage while you drive, acting as an unbiased witness in case of accidents, disputes, or insurance claims. It enhances road safety, provides legal evidence, and helps protect you against fraudulent claims. While a dash cam does not directly lower insurance premiums in India, it can prevent unjust claim settlements that may otherwise affect your policy.

Whether you are a daily commuter, a road-trip enthusiast, or a fleet operator, choosing the right dash cam requires understanding its types, features, pricing, and installation process. This dashcam buyers guide will help you navigate these factors so you can make an informed decision.

choosing the best dash cam: a complete guide

What is a Dash Cam?

A dash cam (dashboard camera) is a small device mounted on a car’s dashboard or windshield that records real-time video footage of the road ahead and, in some cases, the rear or interior of the vehicle. It works continuously while the vehicle is in motion and can also provide parking surveillance.

In India, while not legally mandated, dash cams are becoming increasingly popular due to rising incidents of road accidents, insurance fraud, and the need for solid evidence in case of legal disputes.

Some advanced models also include features such as GPS tracking, WiFi connectivity, and AI-based collision warnings, which make driving safer and more convenient.


What are the Types of Dash Cameras?

Dash cams come in several types, catering to different needs and budgets:

1. Front-Facing Dash Cams:

  • The most common type, recording only the road ahead.

  • Ideal for personal cars and general use.

2. Dual-Channel Dash Cams:

  • Capture both front and rear views.

  • Perfect for taxi drivers and those who want all-around protection.

3. Cabin-View Dash Cams

  • Record the car’s interior as well, often used by ride-hailing drivers (Ola, Uber).

  • Great for monitoring passenger behaviour.

4. 360-Degree Dash Cams

  • Provide a full panoramic view of the car’s surroundings.

  • More expensive but excellent for fleet management.

5. Smart Dash Cams

  • AI-driven cameras with lane departure alerts, driver fatigue detection, and voice control.

  • Suitable for high-end vehicles and those looking for advanced features.


How Much Does a Dash Cam Cost?

Dash cam prices in India vary based on features, resolution, and brand:

  • Basic (₹3,000 – ₹7,000): Front-facing, 720p resolution, loop recording.

  • Mid-Range (₹8,000 – ₹15,000): Dual-channel, 1080p HD, night vision.

  • Premium (₹16,000 – ₹30,000+): 4K recording, GPS tracking, cloud storage, AI features.

When considering what’s the best dash cam to buy, balance your budget with essential features like video clarity, storage capacity, and night vision.


How to Install and Mount a Dash Cam?

Setting up a dashcam for cars is straightforward and requires minimal effort.

  • Find the ideal spot: Usually behind the rear-view mirror for minimal obstruction.

  • Attach the mount: Use the adhesive pad or suction cup provided.

  • Connect power supply: Plug into the 12V socket (cigarette lighter) or hardwire it for a cleaner look.

  • Insert memory card: Most dash cams support microSD cards (32GB-256GB recommended).

  • Adjust settings: Configure resolution, loop recording, and motion detection as needed.

If you prefer a seamless look without visible wires, or are too unsure, professional installation is a good option.


What Factors Should You Consider While You Buy a Dash Cam?

Before making a purchase, consider these key aspects:

  • Resolution and night vision: At least 1080p HD; night vision is a bonus for clear low-light footage.

  • Field of View (FOV): A 120°–170° FOV covers more lanes, reducing blind spots.

  • Storage and loop recording: Ensure it supports high-capacity SD cards and overwrites old footage automatically.

  • GPS and WiFi connectivity: GPS tags location data, while WiFi allows instant mobile access.

  • Parking mode: Protects your car when parked by recording motion-triggered events.

  • Build quality and heat resistance: Indian summers can be brutal, so choose a heat-resistant model.

  • AI and safety features: Some dash cams now provide collision detection and driver alerts.


What are the Benefits of Installing a Dash Cam?

If you are still wondering, what is dashcam technology good for, here are the top advantages:

  • Accident evidence: Provides concrete proof in case of collisions or false claims.

  • Insurance protection: While it does not lower premiums, it helps prevent fraudulent claims that could impact your policy.

  • Fraud prevention: Protects against staged accidents and fake injury claims.

  • Safer driving: Encourages responsible driving by keeping you aware of being recorded.

  • Parking security: Captures hit-and-run incidents when your car is unattended.

  • Fleet management: Businesses use dash cams to monitor driver behaviour and ensure safety compliance.

  • Long-distance travel: Ideal for road trips, helping document scenic drives and unexpected incidents.

  • Teen driver monitoring: Helps parents keep an eye on young drivers, ensuring responsible driving habits.

 

Conclusion

A dashcam for cars is more than just a gadget—it is a digital eyewitness that ensures safety and accountability on the road. While a dash cam cannot directly lower your premiums, it strengthens your case in the event of a dispute, ensuring smoother claims processing. Pairing a dash cam with a strong insurance policy keeps you better prepared for the unexpected.

Shriram Car Insurance provides budget-friendly Comprehensive Car Insurance Policies, inclusive of accidental damage, third-party liability, theft coverage, and more. With our wide selection of add-ons, including Zero Depreciation and Personal Belongings Cover, you can ensure even further protection against financial liabilities. Plus, our dedicated customer support team is always there to assist you with any queries you may have! Explore our plans today. 

 

FAQs

1. Is it legal to use a dash cam in India?

Yes, dash cams are legal, provided they do not obstruct the driver’s view. However, always comply with local privacy laws regarding recording individuals.

 

2. How long do dash cam recordings last?

This depends on storage capacity. A 64GB card can store around 6-8 hours of 1080p footage before looping.

 

3. Can a dash cam reduce my Car Insurance premium?

No, as per IRDAI guidelines, dash cams do not directly lower insurance premiums in India. However, they can protect you from fraudulent claims.

 

4. Do I need to remove the dash cam when parked?

If your dash cam has parking mode and is hardwired, you can leave it running. Otherwise, removing it can prevent theft.

 

5. Which is better—battery or capacitor dash cams?

Capacitor dash cams are more durable in high temperatures and are better suited for Indian weather conditions.

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