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Shriram General Insurance Claim Philosophy

Shriram General Insurance (SGI) strongly believes in prompt, ethical and equitable claim settlements. Our goal is to respond quickly to the policy holder’s needs and effectively handle their claims. Our dedicated and trained customer care professionals are available 24*7 for all claim-related queries. To achieve excellence, Shriram General Insurance pledges to provide superior claim assistance, a speedy claim process and instant claim settlement. At SGI, we always go with the “Pay if we can” approach

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Our Claim Philosophy

How to Register a Claim Online with Shriram General Insurance?

Shriram General Insurance’s online claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement

Step 01
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Intimate Your Claim

Shriram General Insurance claims can be initiated in 2 different ways

Option 1: Intimate a claim online on Shriram General Insurance website or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App

Option 2: Please download the CLAIM INTIMATION SHEET, fill it and send it to our Help Desk via Email ID (chd@shriramgi.com)

Note: Please ensure that the following information is ready with you at the time of claim intimation

  • Policy no. / Proposal no.
  • Driver name and contact no. along with DL details.
  • Date & time of Accident.
  • Survey location, where vehicle can be surveyed by our loss assessor.
  • Estimated loss/ description.
Step 02
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Claim Registration

Our customer support team will accept the claim intimation and provide the claim reference number

Step 03
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Claim Confirmation

Once the claim is registered and the loss assessor gets deputed, you will receive a text message for confirmation along with surveyor details. The surveyor will contact you regarding the time and conduct the survey accordingly

Step 04
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Submission of Required Documents

Please provide all relevant documents for the claim

Step 05
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Survey and Claim Settlement

After receiving the documents, our dedicated claim team will initiate the process. Once the claim process is completed, the fund will be directly sent to the recipient after verification.

Note: Kindly contact our CHD /Surveyor when the vehicle/property is ready for re-inspection, if the surveyor advised re-inspection

Required Documents for Claim Process

Kindly check the list of required documents for the general insurance policies here. We may ask for additional documents/information to verify the claim if required

Car Insurance

  • Registration Certificate with Fitness Certificate
  • Driving License
  • Insurance copy (Optional)
  • Claim Form duly filled and signed
  • Estimate, Bills, Payment receipt and discharge Voucher
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than 25,000/-)
  • FIR (If filed or required)
  • Others (If required by the claims team correlating with the vehicle type and severity of the accident)

Two-Wheeler Insurance

  • Registration Certificate with Fitness Certificate
  • Driving License
  • Insurance copy (Optional)
  • Claim Form duly filled and signed
  • Estimate, Bills, Payment receipt and discharge Voucher
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than 25,000/-)
  • FIR (If filed or required)
  • Others (If required by the claims team correlating with the vehicle type and severity of the accident)

Goods Carrying Vehicle Insurance

  • Registration Certificate with Fitness Certificate
  • Driving License
  • Insurance copy (Optional)
  • Permit
  • Claim Form duly filled and signed
  • Estimate, Bills, Payment receipt and discharge Voucher
  • Goods Receipt (Load Challan/Royalty for GCCV
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than 25,000/-)
  • FIR (If filed or required)
  • Others (If required by the claims team correlating with the vehicle type and severity of the accident)

Passenger Carrying Vehicle Insurance

  • Registration Certificate with Fitness Certificate
  • Driving License
  • Insurance copy (Optional)
  • Permit
  • Claim Form duly filled and signed
  • Estimate, Bills, Payment receipt and discharge Voucher
  • Passenger list for PCCV
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
  • FIR (If filed or required)
  • Others (If required by the claims team correlating with the vehicle type and severity of the accident)

Fire Insurance

  • Insurance copy (Optional)
  • FIR/Panchnama/Bail paper/Charge sheet
  • Fire Brigade report in case of loss by fire
  • Claim Form duly filled and signed
  • Estimate, Bills, Payment receipt and discharge Voucher
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
  • FIR (If filed or required)
  • Others (If required by the claims team, depending on the severity of the accident)

Travel Insurance

  • Passport Copy
  • Insurance copy (Optional)
  • Claim Form duly filled and signed
  • Medical Bills, Payment receipt and discharge Voucher
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
  • Others (If required by the claims team, depending on the severity of the accident)

Home Insurance

  • Pictures of the damaged property
  • Invoices of owned belongings, rent agreement (if a tenant)
  • Insurance copy (Optional)
  • FIR/Panchnama/Bail paper/Charge sheet
  • Fire Brigade report in case of loss by fire
  • Claim Form duly filled and signed
  • Estimate, Bills, Payment receipt and discharge Voucher
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
  • Others (If required by the claims team, depending on the severity of the accident)

Personal Accident Insurance

  • Death certificate
  • Disability certificate from the doctor
  • Post-mortem report
  • Insurance copy (Optional)
  • Claim Form duly filled and signed
  • Medical Bills, Payment receipt and discharge Voucher
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
  • Others (If required by the claims team, depending on the severity of the accident)
  • FIR copy
  • Medical certificate
  • Medicine bills
  • Discharge summary, if hospitalised
  • Investigation report

Marine

  • Claim form
  • Claim bill
  • Invoice with Packing List
  • Goods receipt / LR Copy
  • FIR (in case of a road accident)
  • Fire Brigade (In case of special chemical consignment)
  • Notice to carrier
  • Damage/Shortage certificate

Contractor All Risk

  • Claim form
  • Loss estimate
  • Repair bills/receipts
  • FIR if parts were stolen or riot/malicious act (if applicable)
  • Project Valuation Report (At The time of claim)
  • Contract Details (If Applicable)
  • Design Details

Contractor Plant & Machinery

  • Claim form
  • Incident report/operator's statement
  • Loss estimate
  • FIR if parts were stolen or riot/malicious act (if applicable)
  • Valuation Report of Damaged Machinery
  • OEM Report (If Applicable)
  • Operator Certificate
  • Maintenance Record
  • Repair bill/receipts
  • Contract Details (If Applicable)

Erection All Risk Policy

  • Claim form (including policy number, date of the incident, location of the incident, and cause of incident)
  • Detail photographs of the accident & damaged item(s)
  • Detail of chronology
  • Technical report which explains the cause of loss, damaged item(s) and their recommendation
  • BMKG report (for natural disaster)
  • Police report (for theft/burglary)
  • Detailed list of damaged item(s) and loss estimation
  • Copy of contract works
  • Bill of quantity
  • Project schedule and its actual completion schedule
  • Project progress report from the beginning up to immediately before the incident
  • Repair quotation with the same specification as the damaged item(s)
  • Repair invoice with the same specification as the damaged item(s)
  • Other relevant, reasonable and appropriate documents requested by the Company (TMI) in connection with the settlement of claims

Professional Indemnity

  • Claim Form
  • Detailed version of the incident/alleged misfeasance
  • Details of death/injury/property damage with the definite quantum of liability
  • FIR/Inquest of Police
  • Notice/Summons/Order of court
  • Any other document found necessary

Employee Compensation

  • Claim form
  • Labour Commissioner's Award (in case of a Fatal Claim)
  • Incident/Injury Report
  • FIR
  • Muster
  • Wage register
  • Age proof
  • Death certificate
  • A certificate stating the period of disability from the treating doctor
  • Disability certificate from Civil Surgeon in case of PTD / PPD cases

Fidelity Guarantee

  • Claim form
  • FIR
  • FR
  • Financial Statements
  • Appointment Letter, Attendance Register, Salary Slip
  • Termination Letter
  • Other records found necessary
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Customer Help Desk

Toll Free

1800-300-30000 (7 Days in week 4:00 AM to Midnight 12:00)

1800-103-3009 (7 Days in week 9:30 am to 5:30 pm)

Email

chd@shriramgi.com

Feel Free to

Visit Your Nearest Branch

Frequently Asked Questions

How do I intimate claim?

To intimate a claim, please raise a claim request through the SGI website, MYSGI App or call our Customer Help Desk:

Toll-Free: 1800-300-30000 (Monday to Sunday, 4:00 AM till Midnight 12.00 AM)

Toll-Free: 1800-103-3009 (Monday to Sunday, 9:30 AM to 5:30 PM)

What information do I need to intimate my claim?

  • Policy Number
  • Estimated Loss/Description
  • Date and Time of Accident
  • Place where Vehicle can be surveyed/loss location
  • Insured Contact Details

What happens after I report my claim?

The insurer will assign the surveyor to your claim and he will contact you to inspect the vehicle/property for assessment of loss

Which documents are required for the claim settlement?

It depends upon the type of claim. Please refer to the Required Documents section to know more

How long will the claims process take?

A claim will be settled within 7 days from the date of submission of all required documents

Provide your Information

Provide your Information

  • Health Insurance

  • Motor Insurance

  • Non-Motor Insurance

Policy Number

Insured’s Mobile Number

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Check your Claim Status

Select the preferred option to track your claim

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Download KYC Form

Know Your Customer (KYC) form helps us understand policyholders. Please download, fill in the required details and email the KYC form for a smooth claim process

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Claim Document Upload